user64266718 on Zillow
3 years ago
05/30/2018, 01:01 AM
I first met Jose after being referred to him by a friend of his when I was encountering difficult interest rates and attempting to reach a conventional home loan. We had been in a lower market due to the interest rates being approved for elsewhere and thought that we would have to settle for a lesser house. My wife and I were prepared to put in an offer on a house that we were very unsure about, but felt that we did not stand much of a chance in a higher market.
That was until I met Jose.
I was given his contact information around 12:00pm and Jose made time for me by 5:30pm after I was off work the same day to review my paperwork and see what he could do to help my mortgage rate issues. Within less than 1 ½ hours, Jose was able to get me conditionally approved for a much lower rate, a higher loan amount, and a 21-day Escrow, which resulted in putting an offer in on what eventually became our house that we have been more than thrilled to get and live in! The entire process was very smooth, with Jose giving us the updates we needed to have and the directions written and discussed CLEARLY which helped eliminate any guessing or re-work on our side and Jose’s. Jose worked with us to know what our rates would be, what our closing costs would be, and the paperwork required to proceed with the home loan application. The 21-day Escrow flew by. In fact, we closed a day earlier than expected, and we have been in the house for 3 weeks as of Sunday. We could not be any happier and please than the process we went through. Words cannot accurately describe just how important Jose was in helping us acquire our piece of property. Even when we did our final walkthrough, Jose was there along with our Realtor to congratulate us on the purchase and wish us nothing but the best.
Jose is a diligent worker, who will find you the best possible rate he can, and close on a house as fast as the best around. When we are in the market for another house, Jose will be the first person we talk to for another loan. A standup person with quality work. We have nothing but positive things to say about Jose and the hard work that he put in to get us the house of our dreams. THANK YOU JOSE!
Joe and Megan B.