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Balboa Capital Corporation

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About this business

Balboa Capital, a division of Ameris Bank, is a technology-driven business lender that provides business owners with fast, hassle-free small business funding options to fuel their growth and success. 

Location details

575 Anton Boulevard 12th Floor, Costa Mesa, CA, 92626, United States

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Mon7:00 a.m. to 4:00 p.m.
Tue7:00 a.m. to 4:00 p.m.
Wed7:00 a.m. to 4:00 p.m.
Thu7:00 a.m. to 4:00 p.m.
Fri7:00 a.m. to 4:00 p.m.
4.9550 reviews
139 reviews have no rating
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Ray M.'s profile image
Ray M. 
on Birdeye

6 years ago

From the first phone call to the e-signing of the loan docs was very easy. Every person I spoke with was pleasant, polite and professional. Couldn't have asked for a smoother transaction! 

Anonymous's profile image
6 years ago

This company says it loans money to businesses. They actually call it rent. The terms they promise you in their email approvals are far from true. They hit you with a prepaid interest fee from the closing date to your supposed first payment due date equal to about one month's payment. Beware that at the end of what you think is a loan you will not own whatever you bought. You have to buy it at a very high rate. This business engages in VERY deceptive practicess. I did not sign nor should you. 

Sheree's profile image
on Birdeye

6 years ago

The information was concise and easy to understand. 

Pam H.'s profile image
Pam H. 
on Birdeye

6 years ago

The communication and efforts from Balboa are efficient and extensive! 

Mercy K.'s profile image
Mercy K. 
on Birdeye

6 years ago

What an effortless and stress free process! Scott was very polite and helpful, waited patiently after the approval went through for a few documents, i was done in a few days. Starting a business is stressful enough, I would recommend Balboa and Scott to my colleagues anytime knowing they are in good hands. Thank you ! 

kathy L.'s profile image
kathy L. 
on Birdeye

6 years ago

on a scale of 1 to 10 a 10 

John Michael Events's profile image
John Michael Events 
6 years ago

BEWARE!! We leased $15K of equipment from them and will end up paying almost $30K at the end of the day. We didn't do a $1 buyout option with them and didn't give them a ridiculous 180 day notice to end the lease. So they renewed our lease for another year and are now telling us our buyout is $9500 for 3 year old equipment! They have no empathy or reasonableness with their customers. Would NEVER refer them or use them again. 

Paulette's profile image
6 years ago

I do not recommend entering into a contract with this company. Contracts are cleverly written. Unless you read all of the fine print and follow to the letter, experience can be very costly. They financed a telephone system for us, with option to purchase. Contract seemed reasonable at initiation; .we ended up paying what resulted in exorbitant rent on what became an obsolete system and then they set buy out price in excess of newer system. 

TIM H.'s profile image
on Birdeye

6 years ago


Frequently asked questions about Balboa Capital Corporation

How is Balboa Capital Corporation rated?

Balboa Capital Corporation has a 4.9 star rating with 550 reviews. 

When is Balboa Capital Corporation open?

Balboa Capital Corporation is open now. It will close at 4:00 p.m.