Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

Name: Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455
Address: 600 University Street, Ste 2828, Seattle, WA, 98101, US
Telephone: (206) 949-4326
Price range: $$
Rating: 5

5.0

★★

478 reviews

|Mortgage Lenders|Seattle, WA 98101 United States

600 University Street, Ste 2828, Seattle, WA 98101 United States

(206) 949-4326

https://www.houseloan.com/ryanniles/

Closed now

About

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB NMLS ID # 2258 Cornerstone Home Lending was created in 1988 with the purpose of making a positive difference in the lives of others through the platform of home lending. Over three decades and nearly 500,000 satisfied families later, Cornerstone was approved as a state savings bank in October 2022. We are humbled to be a Top 50 National Lender with the highest ratings for customer service and team member satisfaction among all home lenders. Through helping our Team Members build individual legacies of service and kindness, our positive impact on others will continue to grow. For us, mortgage is about making the dream o

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5.0

★★

478 reviews

5★464

4★11

3★3

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Reviews(168)

Google Reviews(310)

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darlene f. on Birdeye

★★

4 days ago

The Cornerstone Niles Team is top notch with providing excellent customer service and responding in a timely manner. They are up to date with the real estate market and able to provide many options helping to create a win win for clients. I appreciate their educational classes, so as a realtor, I am able to continuous provide my clients with the best information. Thank you Niles Team!

Kyle Hansen on Zillow

★★

9 months ago

My wife and I first heard of Ryan Jesse Niles and his colleagues through a first-time homebuyers class we took last year. We were impressed by their knowledge of the market and how they explained the lending side of the process to us. We debated between using an online lender and their company, Cornerstone, but ultimately chose Cornerstone and we are so glad we did! In such a competitive market, it was essential to have a local, well-respected lender who could close quickly. In our home buying process, Ryan's team did an excellent job of answering our questions, calming our fears and he also worked seamlessly with our realtor. We felt at all times that Cornerstone really worked as a team. A couple of times that our Mortgage Advisor was traveling, he still promptly responded to our questionsand had his colleague checking in with us and following up when necessary. When we needed updated information, like our approval letter or their tool to show you their customized loan strategies and the different options available, both of them were fast to provide the information and give input. Their closing team was also very good at keeping us informed and guiding us through the process. They were all very patient and clear and detailed in the information they provided. We're very grateful we could make such a big investment supported by such a professional team. We can also confidently say that a big reason we won the offer on our home (there were 15 other offers reviewed) is because Cornerstone did all of the underwriting up front which enabled us to waive the finance contingency and come to the table with the ability to close in 10 business days! We are almost positive we would have lost the offer on our house if we would have gone with an online lender or a bank. We are very grateful for Ryan Jesse Niles and his team and would highly recommend them!

Cary Dubinsky on Zillow

★★

a year ago

Ryan and his team were very responsive and gave very detailed explanations to all of our questions. Their breakdown for our different pricing options were amazing and detailed out every cost that would be included in our monthly payments as well as all the closing costs. We could not have had a better experience!

Business Response:

THANK YOU Cary! So awesome reading these words, our team appreciates it and we appreciate you. Glad you enjoyed our Total Cost Analysis Reports and proactive communication during the process with a timely close. We will be in touch! -Ryan

Hannah Held on Zillow

★★

a year ago

I highly recommend The Niles Team for your home lending needs! They were so helpful and responsive throughout the entire process. As a first time homebuyer, I felt that I could really trust them and that I was in good hands. The process was straightforward and we closed on time.

Business Response:

Thank you Hannah! Have a wonderful end of the year and happy holidays to you and the fam. Please be on the lookout for your free enrollment to our Art of Homeownership program. -Ryan

Felicia Carvalho on Zillow

★★

a year ago

I weighed multiple lenders and the Niles Team had a close time that was WEEKS faster (and they actually delivered on that promise). Communication was absolutely perfect. I got simple answers to complicated problems and everyone I spoke to in their office was professional and knowledgeable. I work in mortgage so I can be hard to impress but they did it! I would 1000% recommend The Niles Team to anyone that is looking to finance their home!

Business Response:

Thank you Felicia! You are a total rockstar and we appreciate you so much. You will get access to our Art of Homeownership platform of services as a past client, definitely check those out! -Ryan

Dale B. on Zillow

★★

a year ago

The best team to work with for purchase or refinance. Honest, transparent, and great communication throughout the process. I highly recommend The NilesTeam

Business Response:

Thanks Dale! You have been one of our most loyal clients over the years and we greatly appreciate you for that. Blessings to you and your family and keep taking advantage of your Art of Homeownership platform of services. -Ryan

Britany Acker on Zillow

★★

a year ago

When choosing to buy a home, the money part can be the most stressful. How much do I need? Where is it going? Why are you asking for how much my left shoe in 1995 cost-joking-but sometimes it feels like that!? Working with the Niles team made all of those feelings go away. Not only were they incredibly responsive, they answered questions before we knew we had them. On top of all of that, the website they use streamlines document upload and also provides an up to date tracker of the process. I highly recommend the team and would definitely work with them in the future. Side note—we did this from across the country!! So if you are not local that is totally fine! We closed on time and they handled all the set up of a notary for signing documents in our house! With a newborn that was a huge blessing!

Business Response:

Britany you are the best! What a great compliment to our team and we were honored to serve you on the purchase of your new home. Blessings to you and your family and you will be getting access to our Art of Homeownership platform of services to you for free as a client of ours. -Ryan

Julie Faison on Zillow

★★

a year ago

The Niles Team is top notch. They were so patient with me (and all my questions ....and lack of computer skills) through the whole process. Everything was on time and always cordial and informative in responses.

Business Response:

Thank you Julie! Awesome condo unit you bought into and we are really happy for you. Appreciate your kind words! -Ryan

Nina Kilham on Zillow

★★

a year ago

I had a great experience with my first-time condo purchase through the Niles team. They were able to thoroughly answered all my questions, was available and the process completely efficiently.

Business Response:

Thanks Nina for your trust and confidence in our team! Being a first time homebuyer we realize is scary and often times intimidating but you followed our process and took our advice....which helped it to be a smooth and stress free experience for you. We will be in touch with our Art of Homeownership platform of services you will get for free as a client of ours. -Ryan