Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB -  Ryan Niles NMLS#  357455's cover image
Claimed

This profile has been claimed by the business owner or representative.

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

5.0

About this business

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB NMLS ID # 2258 Cornerstone Home Lending was created in 1988 with the purpose of making a positive difference in the lives of others through the platform of home lending. Over three decades and nearly 500,000 satisfied families later, Cornerstone was approved as a state savings bank in October 2022. We are humbled to be a Top 50 National Lender with the highest ratings for customer service and team member satisfaction among all home lenders. Through help... read more

Location details

3500 188th St SW, Suite 400, Lynnwood, WA, 98037, United States

Get directions
WeekdayScheduleStatus
Mon8:00 a.m. to 7:00 p.m.
Tue8:00 a.m. to 7:00 p.m.
Wed8:00 a.m. to 7:00 p.m.
Thu8:00 a.m. to 7:00 p.m.
Fri8:00 a.m. to 7:00 p.m.
Sat8:00 a.m. to 6:00 p.m.
Sun8:00 a.m. to 6:00 p.m.
5.0547 reviews
Select a rating
kamerrell's profile image
kamerrell 
8 years ago

Ryan and his team exceeded my expectations and made the process seamless. As a new home buyer a lot of the real estate and mortgage jargon can be confusing. Ryan and his team were excellent and clarifying any questions I had and were always quick to respond. Highly recommend! 

Business response:

Kim we really appreciate your kind words and I'm glad you found us taking this complicated verbiage our industry uses and making it simple and easy to understand. It's a confusing process and we are happy you felt well taken care of! -Ryan 

batterson83's profile image
batterson83 
8 years ago

My wife and I attended a first time home buyers course with Ryan. We were very impressed with his knowledge of everything. This impression made us feel very secure using him and his team to buy our first home. They stayed on top of everything to meet our deadline before Christmas. We were very pleased how hard they worked and how they answered all our questions right away. We highly recommend them to anyone!!!! 

Business response:

Was a pleasure meeting you at the homebuyer class and I'm glad you found it educational and not too dry. We are happy your home was able to close before the holidays! -Ryan 

notsirt's profile image
notsirt 
8 years ago

We were first time home buyers with very little knowledge of the home buying process. We attended a first time home buyer class that was presented by another lender and we just did not feel comfortable with the "Style" of the lender. We were connected with Ryan and his team through our agents. Ryan and his excellent team guided us through a very complicated and confusing process quickly and professionally. Ryan and his team were available at nearly every call or immediately following. All options were clearly laid out for ou... read more

Business response:

I'm glad we met at our homebuyer class and you felt comfortable switching lenders per your Realtor's recommendation. Even better we are ecstatic you don't regret your decision in doing so. - Ryan 

sharaleestephens's profile image
sharaleestephens 
8 years ago

Ryan and his team were so great to work with during our home buying process. As first time buyers we had A LOT of questions, but we always got very thorough and quick answers, even after closing. I'm so glad we used the Niles Team and I highly recommend them! 

Business response:

Sharalee we loved working with you! Having lots of questions is common throughout the educational phase of the homebuying process. It even escalates to more questions once you are in contract on a house. Being quick and thorough is what we really excel at and I'm glad you loved working with our team. -Ryan 

user731759's profile image
user731759 
8 years ago

We have used Ryan and his team for two home loans in 3 years, and each time Ryan and his team have gone above and beyond for us. The first time, we were first-time home-buyers in our 40s, so we had a few questions along the way and some speed bumps with our credit. But Ryan took steps to smooth the credit process so we could purchase our first home. The second time, Ryan was on vacation for part of our closing period, but Inessa and Shannon and the rest of the team totally took care of us! Our loan process threw us a curveba... read more

Business response:

Things happen during the loan process....good and bad and we appreciate our clients like you hanging in there with us while we solve it. In this case we did and we love problem solving when necessary. Can't wait to work with you on your third home loan. -Ryan 

user02606622's profile image
user02606622 
8 years ago

We sought out Ryan and his team based on a friend's referral. From the start, Ryan was helpful and explained the process of obtaining the right mortgage for us. As first time home buyers, we came in with a lot of questions, but Ryan answered them all (no matter how silly.) He was responsive to phone calls and e-mails. Even when he was out of the country, a member of his team contacted us to help us out with some paperwork. Once we found our home and our offer was accepted, Ryan communicated seamlessly with our Real Estate Ag... read more

Business response:

With how crazy this lending process can be no questions are "silly" questions. :) We do take pride making the homebuying process as easy as possible and we are glad you got our A-level service. - Ryan 

amarburg's profile image
amarburg 
8 years ago

As first home buyers in a very competitive market, we needed a lender who could quite literally hold our hand through the entire process, and explain things (sometimes again and again). Ryan and his team were very responsive, provided good information about the process, and at the end of the day, got the job done. 

Business response:

Thanks Aaron! This Seattle market is beyond competitive and I'm really happy you were open to taking our advice (along with your Realtor's) so we could get your offer accepted. We were beyond grateful to lend our assistance through this process. -Ryan 

juls0108's profile image
juls0108 
8 years ago

Ryan and his team were very helpful and responsive every step of the way. They made it easy and everyone was a pleasure to work with. Highly recommended! 

Business response:

Thank you! :) Happy to be of service. - Ryan 

taemyalew's profile image
taemyalew 
8 years ago

I will tell you what, the team is Exceptional! NOT growing up in the United States, I and my wife stayed away from owning a place just with the uninformed knowledge of complexity of funding a mortgage. The secret to it turned out to be finding the right mortgage professional and the Niles team excel at it. Being a first time home buyer, starting from no obligation hour long consultation to getting the loan approved. Can’t say enough about these guys! They are very thorough and transparent in the process and available to us e... read more

Business response:

Thank you Desta! Glad you're going to be a client for life! -Ryan 

Frequently asked questions about Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

How is Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 rated?

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 has a 5 star rating with 547 reviews. 

When is Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 open?

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455 is open now. It will close at 7:00 p.m.