Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

tjtetz 

on Zillow

9 years ago

We interviewed several people at the start of the process and Ryan was the clear choice after our very first conversation. Extremely knowledgeable and service oriented, he walked us through all of our available options and helped us understand the pros and cons of each. When the buying process got a little crazy due to multiple bidders/financing stipulations he was always super available and responsive to help us out. He kept us updated throughout the process, and despite the short-window of time between our previous sale cl... read more

jaredleesteiner 

on Zillow

9 years ago

My wife and I first met Ryan at a Homebuyer's Education Class we signed up for. We were impressed with how knowledgeable he was and approached him after the class to ask about getting pre-approved for a house loan. We're both first time homebuyers, and being new to the process, it can be pretty intimidating. Ryan was very good at breaking things down and helping us understand how our mortgage worked. He is also very familiar with the options that are available to first time homebuyers, which not all lending institutions are.... read more

Paulc79 

on Zillow

9 years ago

I Met Ryan about a year ago at a WSHFC First time home buyers seminar. Ryan was knowledgeable and answered all our questions even though we were not in a position to buy at the time. A year later he and his team helped me see my loan through to the end, and were always available or quick to respond if I had a question or concern. I can't recommend Ryan and his team more, and I will definitely be using his services again when the time comes. 

ben027 

on Zillow

9 years ago

The Niles Team is amazing. We did all of our pre-authorization paperwork before we even started looking at houses, so that we would be ready when we found something. Ryan was very informative, and not pushy at all. He even told us he would make more money if our loan was over a certain amount but that that was not his goal while working with us. We ended up putting offers on three houses, The Niles Team worked with our realtor and had our paperwork ready quickly each time. Once we found the right house one of the stipulation... read more

user1445058 

on Zillow

10 years ago

We met Ryan at a first-time homebuyers seminar and immediately recognized his knowledge, drive, and commitment to excellence. From day one, Ryan was educational, supportive, and patient with us as he helped us to purchase our first home. He did an amazing job of making us very aware of the dos and don'ts of homebuying (especially after entering into mutual acceptance). The home we bought was a bank-owned foreclosure. The loan package we went with was a 203b with repair escrow. Originally, the repair escrow only covered $1,10... read more

user9039578 

on Zillow

10 years ago

Ryan and his team made funding a home a smooth and seamless process. They were so prompt and responsive that we were able to close within 2 weeks! I must say I was most impressed with his knowledge of the current rules and regulations as well as assistance programs that are out there to help homebuyers. He really knows how to save his customers money and I never felt like I was being misled or pushed to do something I was uncomfortable with. I would highly recommend the Niles Team, especially to those that are first time hom... read more