Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455

Name: Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB - Ryan Niles NMLS# 357455
Address: 600 University Street, Ste 2828, Seattle, WA, 98101, US
Telephone: (206) 949-4326
Price range: $$
Rating: 5

5.0

★★

479 reviews

|Mortgage Lenders|Seattle, WA 98101 United States

600 University Street, Ste 2828, Seattle, WA 98101 United States

(206) 949-4326

https://www.houseloan.com/ryanniles/

Closed now

About

Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB NMLS ID # 2258 Cornerstone Home Lending was created in 1988 with the purpose of making a positive difference in the lives of others through the platform of home lending. Over three decades and nearly 500,000 satisfied families later, Cornerstone was approved as a state savings bank in October 2022. We are humbled to be a Top 50 National Lender with the highest ratings for customer service and team member satisfaction among all home lenders. Through helping our Team Members build individual legacies of service and kindness, our positive impact on others will continue to grow. For us, mortgage is about making the dream o

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5.0

★★

479 reviews

5★465

4★11

3★3

2★0

1★0

Reviews(168)

Google Reviews(311)

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Andrew J. on Zillow

★★

a year ago

I have used Ryan and his team on two separate occasions, and each time they have provided a fantastic lending experience. Ryan excels in a few key areas that are important when selecting a home lender: 1) They provide a variety of options that fit your lending parameters. 2) They can explain complex lending products in simple terms, can walk you through the pros / cons of any product with ease, and give you an honest assessment of the cost benefit analysis. 3) They work fast, but effectively under pressure - this piece is important. It's critical to have a lender that can move at your speed when you're under pressure to close on a property. Last but not least, Ryan and his team are genuine people and a pleasure to work with. I would recommend anyone in need of a lender to go with this team.

Business Response:

Thanks AJ for the kind words and letting us get this done for you again. Appreciate you buddy and lets go golfing soon! -Ryan

Helen Jones on Zillow

★★

a year ago

We worked with the Niles team for our first time homebuying purchase. We worked with both Ryan and David during the process. Their team was invaluable in helping us navigate our current financial situation and understanding our position in a competitive housing market. They were highly available to chat over email, phone, text, and Zoom as well! They all made us feel at ease when we had any questions and were highly knowledgeable. The whole team was professional and respectful. Some highlights: - They recommended a wonderful buyer's agent for us to interview. They had worked with our buyer's agent in the past, and it made the whole closing process incredibly smooth. Basically a no-stress situation! - They worked quickly to get us updated documentation when we were putting offers on properties - The closing process was on time, and we even had the option to close early! - Their loan portal was easy to use and always available Highly recommend this team to anyone!

Business Response:

Helen and Dylan you are rockstars and we appreciate the well thought out review of our team! Be ready to get some amazing services at no cost as our clients with our Art of Homeownership program. -Ryan

Susan on Zillow

★★

a year ago

Working with the Niles Team for the financing of our new home was so smooth. They were very professional and kept us informed every step of the way. We highly recommend their services for a smooth transaction! Thank you!!

sarah haiti on Zillow

★★

a year ago

They were great to work with all around--reliable, timely, friendly, patient in helping me complete the purchase of my new condo. I couldn't be happier!

Business Response:

Thank you Sarah!- Ryan

mgibbots on Zillow

★★

a year ago

We were referred to the Niles Team by a friend who highly recommended them. We couldn't be happier that we worked with them too. Things that stand out to us are that they were very responsive over email/zoom to address our many questions, they made it easy to understand the process and documents, and they were proactive with us through the whole process. We would work with them again in a heartbeat and would highly recommend them.

Business Response:

THANK YOU Matt and Leslie for the kind words and it was a pleasure working with you both. What an amazing deal you got on your new home :) -Ryan

Bryan T on Zillow

★★

a year ago

Ryan and Adam were a pleasure to work with on my new home build. They were super responsive to all of my questions and were able to close as soon as possible. I would definitely recommend them to others. Thanks again for all the help guys!

Business Response:

Bryan you are a total rockstar and you got an awesome deal on your brand new home. We are really excited for you and we will be in touch with our Art of Homeownership platform of services that you will be getting for free as a client of ours. -Ryan

Karen G on Zillow

★★

a year ago

A heartfelt thank you to Ryan Niles and The Niles Team. They made my dream home a reality in June 2021. Their personalized service, use of technology, knowledge, tenacity, efficiency, teamwork, communication, speed, and responsiveness are extraordinary. During changing conditions caused by the pandemic and an unexpected builder delay, Ryan demonstrated he is truly dedicated to a successful closing for every client. I'll most definitely turn to him for any future mortgage needs, and will happily refer future homebuyers to him. Ryan Niles and The Niles Team are outstanding!

Business Response:

Karen we adore you and love your brand NEW home. You were so patient during the homebuilding process and we can't wait to see photos when you are all settled in. A heartfelt thank you as well for trusting us in this very big and important decision. -Ryan

Rachel Curry on Zillow

★★

a year ago

I recently closed my home purchase with the Niles Team as my lender and would highly recommend them to anyone moving forward with the home buying purchase. I was recommended to them through friends who had a successful lending process with them during their home buying. The Niles team was extremely responsive - I connected with them in the fall when I was first looking to buy a home, and was able to get a pre-approval completed very quickly (under 48 hours). I ended up delaying my home buying until this summer and when I reconnected with the Niles Team to restart my process it was very fast. Their online portal makes it easy to submit and update documentation, and email communication with them was completely in a timely fashion. They communicated with me proactively through every part of the process and would reply to my emails very quickly (under a few hours). I had no issues with my closing process and I would highly recommend them for other buyers.

Business Response:

Rachel you were a total blessing to work with. So incredibly kind and appreciative.....we really are lucky to have you as a client and can't wait to work with you again in the future. We are always here for you if you need us! -Ryan

Angela Coleman on Zillow

★★

a year ago

To start off, I feel it's important to note that this is actually the third time I have used Ryan Niles & his team for home loans/refinancing options. With all of the options out there, I have consistently stayed with Ryan and his team due to top notch service that I have been provided over the last 7 years of working with them. The entire teams communication is spot on and very timely. I was kept well informed of where we were at in the process and the "Do's and Don'ts" to abide by. Ryan - Extremely knowledgeable and even though he has a team to help with his work, I still have frequent communication and interactions with him. (Even though he's running the show behind the scenes, he still show up on the front lines). David - Helped a ton with the initial approvals and onboarding to get the entire approval process set up and was one of the main communicators throughout the process. Very easy to work with and friendly. Adam - Helped ensure the entire process through mutual acceptance and closing ran smoothly and everything was on track. Keeps you well informed and doesn't hesitate to pick up the phone and call you to go over details. Shannon - Has been around for at least the 7 years I have been using Ryan. Her attention to detail throughout the underwriting process was out of this world. She really is a rockstar and doesn't miss a beat. She made sure all documents were accounted for to make for a very smooth closing and final approval. A big thanks and 5 star review to the entire Niles team. If you're looking for a rock solid team to carry you through the entire mortgage process, no need to look any further. This local team has everything you need and was readily available when I needed them.

Business Response:

One of the most thoughtful reviews our team has ever received Angela......truly THANK YOU. Reading this made our entire team's day and it's a collaborative effort to make the mortgage experience seamless and stressfree. There are always some kind of hurdle we have to overtime (which we did haha) and I'm happy for this new chapter in your life. Hope you enjoyed Hawaii and be on the lookout for all your Art of Homeownership features which you will be getting from our team periodically for free. -Ryan