Cornerstone Home Lending, Inc. - Ryan Niles NMLS# 357455

Name: Cornerstone Home Lending, Inc. - Ryan Niles NMLS# 357455
Address: 600 University Street, Ste 2828, Seattle, WA, 98101, US
Telephone: (206) 949-4326
Price range: $$
Rating: 5

5.0

★★

466 reviews

|Mortgage Lenders|Seattle, WA 98101 United States

600 University Street, Ste 2828, Seattle, WA 98101 United States

(206) 949-4326

https://www.houseloan.com/ryanniles/

Finance

Open now:8:00 am - 6:00 pm

About

Cornerstone Home Lending, Inc. NMLS ID # 2258 At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience. Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients who return to Cornerstone year after year, loan after loan. Cornerstone’s Mission clearly states that our most important goal is to make a positive contribution to our clients’ lives. Quite simply, we operate with integrity, we treat our clients with the utmost respect, we listen to determine the appropriate loan product that meets

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5.0

★★

466 reviews

5★452

4★11

3★3

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Reviews(167)

Google Reviews(299)

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Recommended

bale adam on Zillow

★★

8 years ago

Ryan Niles is incredibly knowledgeable and motivated when it comes to home mortgages. He presented us with all the options, tools and appropriate education to make the home-buying process as frustration-free as possible. He was more than happy to revisit our options several times through the over 6 month process of trying to find the right home. This was invaluable because we discovered we were able to get into a higher price bracket with a different loan type. Ryan is incredibly thorough when it comes to crunching the numbers and presenting the break-down of purchase price versus down payment and what the mortgage cost will be. We would gladly recommend the Niles team to anyone looking to buy a home. It's definitely not an easy process and their knowledge helped us along.

Business Response:

Thanks Adam! Very kind words and my staff was really happy to read your outstanding review. I agree it's not an easy process and getting as much information from our team as possible is what we try and do....not to confuse you but to empower you with the ability to make an educated decision on your own. - Ryan

user02220142 on Zillow

★★

8 years ago

Ryan and his team did an amazing job helping us purchase our dream house in Seattle. They were very friendly and professional throughout the whole home buying process. Getting a home loan can be very stressful but with the Niles team it was very easy. Every detail of the loan process was laid out before us and they helped talk us through everything. All the deadlines and documentation that was needed for the loan was met and done professionally. They made the whole experience easy. We felt they were always looking out for our best interest and I highly recommend using Ryan and his team.

Business Response:

Thank you for the kind words! Glad you felt well taken care of and that your best interest was always top of mind to us. We really want all our clients to feel like a priority and that we want what's best for them....not us. - Ryan

tjtetz on Zillow

★★

8 years ago

We interviewed several people at the start of the process and Ryan was the clear choice after our very first conversation. Extremely knowledgeable and service oriented, he walked us through all of our available options and helped us understand the pros and cons of each. When the buying process got a little crazy due to multiple bidders/financing stipulations he was always super available and responsive to help us out. He kept us updated throughout the process, and despite the short-window of time between our previous sale closing and new purchase going through, his team was able to push everything through early! We can't recommend him enough and it's a night and day difference from our first house loan experience from a different lender.

Business Response:

Thanks Tyler! Glad we excelled for you and got you into your beautiful home! - Ryan

jaredleesteiner on Zillow

★★

8 years ago

My wife and I first met Ryan at a Homebuyer's Education Class we signed up for. We were impressed with how knowledgeable he was and approached him after the class to ask about getting pre-approved for a house loan. We're both first time homebuyers, and being new to the process, it can be pretty intimidating. Ryan was very good at breaking things down and helping us understand how our mortgage worked. He is also very familiar with the options that are available to first time homebuyers, which not all lending institutions are. Throughout the whole process, he and his team gave us frequent updates, and as soon as there was any kind of development with our loan, they let us know immediately. We always felt very in-the-loop. I would definitely recommend these guys.

Business Response:

Thanks Jared! We have some great customized software tools we use for our clients to help show them short and long term savings on different loan strategies. It makes us happy to hear you felt taken care of and kept in the loop the entire process! -Ryan

Paulc79 on Zillow

★★

8 years ago

I Met Ryan about a year ago at a WSHFC First time home buyers seminar. Ryan was knowledgeable and answered all our questions even though we were not in a position to buy at the time. A year later he and his team helped me see my loan through to the end, and were always available or quick to respond if I had a question or concern. I can't recommend Ryan and his team more, and I will definitely be using his services again when the time comes.

Business Response:

Paul thank you so much for the review. It's so much appreciated and we are happy we kept in touch so we could get you in a position to buy your first home. -Ryan

ben027 on Zillow

★★

8 years ago

The Niles Team is amazing. We did all of our pre-authorization paperwork before we even started looking at houses, so that we would be ready when we found something. Ryan was very informative, and not pushy at all. He even told us he would make more money if our loan was over a certain amount but that that was not his goal while working with us. We ended up putting offers on three houses, The Niles Team worked with our realtor and had our paperwork ready quickly each time. Once we found the right house one of the stipulations was that we close quickly. The Niles Team was able to get everything done in Three Weeks! We did a lot through email and phone since I was traveling while this happened but that did not stop or slow them down. I would definitely recommend The Niles Team

Business Response:

Thanks so much for your review of our team and process. We take a lot of pride in doing things the right way and treat our clients like our family. - Ryan

user1445058 on Zillow

★★

8 years ago

We met Ryan at a first-time homebuyers seminar and immediately recognized his knowledge, drive, and commitment to excellence. From day one, Ryan was educational, supportive, and patient with us as he helped us to purchase our first home. He did an amazing job of making us very aware of the dos and don'ts of homebuying (especially after entering into mutual acceptance). The home we bought was a bank-owned foreclosure. The loan package we went with was a 203b with repair escrow. Originally, the repair escrow only covered $1,100, but thanks to Ryan's knowledge and expertise (along with our agent's tenacity), we were able to get it increased to the maximum of $5,500. Although this involved a LOT of paperwork, it never felt daunting. Ryan did such a fantastic job of educating us that when we ended up in such a complicated transaction, we were able to move ahead with confidence. Really can't talk this guy up enough. Awesome response time, consummately professional, and genuinely cares about getting you into a home that you love. When you're interviewing lenders, definitely go see Ryan. He's well worth your time.

Business Response:

Was a pleasure Patrick and we appreciate your patience and amazing attitude during the loan process. We truly value you as a person and client and are excited you are now in your first home!

Ryan Niles review for Cornerstone Home Lending, Inc. - Ryan Niles NMLS# 357455

Ryan Niles on Facebook

★★

8 years ago

user9039578 on Zillow

★★

8 years ago

Ryan and his team made funding a home a smooth and seamless process. They were so prompt and responsive that we were able to close within 2 weeks! I must say I was most impressed with his knowledge of the current rules and regulations as well as assistance programs that are out there to help homebuyers. He really knows how to save his customers money and I never felt like I was being misled or pushed to do something I was uncomfortable with. I would highly recommend the Niles Team, especially to those that are first time homebuyers and can use additional guidance with the process.

Business Response:

Glad you felt comfortable with The Niles Team and allowed us to serve you! We strive to save our clients money and show them unique strategies to improve their bottom line and use their mortgage as a financial tool.