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National Credit Direct


About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
4.9135 reviews
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Doris C's profile image
Doris C 
3 days ago

Tronk/ndc have so good to me and they help me threw all the everything I need and take there time for me to understanding they good business and I never have any problems with ndc 

Johabel L's profile image
Johabel L 
a week ago

I have a great customer service and the product I buy was really nice. 

Noe K's profile image
Noe K 
a week ago

I ordered a laptop. Monthly payment affordable and the line of credit really does help your debt to income ratio. 

Ave Ann A's profile image
Ave Ann A 
a week ago

I've been with this company for four years, and they have never disappointed me with their products and processing. They communicate clearly and ensure I can afford the payments. This has also positively impacted my credit. ****** has been dealing with me for many years, and the quality of business response has always been excellent. 

Thaddeus H's profile image
Thaddeus H 
a week ago

They will work with you as long as you make those payments 

Business response:

We focus on low affordable payments. And we also focus on giving you ways to get more value for your dollar with our Reward Points program where you earn 100 Points for every dollar you spend. The more you spend the more Points you can redeem for free TVs, computers, tablets and even cash back. Thank you for the kind words. 

Ricardo B's profile image
Ricardo B 
a week ago

Since working with NCD financial, Ive always received quality products. NCD has been great to work with and would recommend them to anyone looking for products for personal or business use, thanks! 

Business response:

Our products and our top-notch customer service agents are what ensure your satisfaction. Plus, we offer you a chance to get financed and build a payment history that we report on your credit. While you're paying for your purchase, you are building a tally of Reward Points (100 Points for every dollar spent) that you can redeem for free TVs, computers, tablets and even cash back. Thank you for the kind words and we look forward to working with you for many years. 

Yang C's profile image
Yang C 
a week ago

Awesome polite and clear they were very understanding and very respectful and very helpful 

Business response:

There is nothing worse than having an unpleasant experience with a firm you're paying. It's unacceptable and you deserve better. That's why we invest so heavily in our ************* representatives. Thank you for the awesome review. 

Nancy T's profile image
Nancy T 
a week ago

I arrived to the ** a year ago so I did not have any credit history here. NCD was the only company that didnt hesitate to help out and trust me. I know I ended up paying more than the original price of the iPhone I wanted but I obviously couldnt afford it without financing so i really appreciate NCDs help. Besides, customer service is great, they always reply to my messages or call me if I have any doubts. I would totally recommend NCD to anyone in my situation. Thanks!!!! 

Business response:

We recognize our prices are higher than traditional retailers, which is why we focus on delivering top-notch customer service and helping those good people with zero credit history or who have had bad things happen to them. We're here for you. Thank you for the kind words and we hope that you allow us to continue to earn your business and serve you for many years while you're building a payment history with us. 

Yasmine H's profile image
Yasmine H 
a week ago

Thank you National Credit Direct .I truly appreciate the service:) 

Business response:

We work with good people who've had bad things happen to them. No matter what your credit looks like, we will find a way to approve you, so you can build or re-build a payment history and finances. Thank you for the kind words. We look forward to serving you for many years. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 135 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open on Monday at 7:00 a.m.