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National Credit Direct
- Retail
- Coeur d'Alene, ID
About this business
National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee.
Location details
3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 07:00 a.m. to 4:00 p.m. | |
| Tue | 07:00 a.m. to 4:00 p.m. | |
| Wed | 07:00 a.m. to 4:00 p.m. | |
| Thu | 07:00 a.m. to 4:00 p.m. | |
| Fri | 07:00 a.m. to 4:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
I have a great customer service and the product I buy was really nice.
Business response:
These are the two things we focus on and are what is important to our customers. Thank you for the kind words.
I ordered a laptop. Monthly payment affordable and the line of credit really does help your debt to income ratio.
Business response:
Another very satisfied customer. Thank you for the kind words.
I've been with this company for four years, and they have never disappointed me with their products and processing. They communicate clearly and ensure I can afford the payments. This has also positively impacted my credit. ****** has been dealing with me for many years, and the quality of business response has always been excellent.
Business response:
Thank you for the awesome review. But to be clear, the person impacting your credit is you. We only report your payment history. Thank you again for being such a long term customer and for sharing your experiences to the world about us.
They will work with you as long as you make those payments
Business response:
We focus on low affordable payments. And we also focus on giving you ways to get more value for your dollar with our Reward Points program where you earn 100 Points for every dollar you spend. The more you spend the more Points you can redeem for free TVs, computers, tablets and even cash back. Thank you for the kind words.
Since working with NCD financial, Ive always received quality products. NCD has been great to work with and would recommend them to anyone looking for products for personal or business use, thanks!
Business response:
Our products and our top-notch customer service agents are what ensure your satisfaction. Plus, we offer you a chance to get financed and build a payment history that we report on your credit. While you're paying for your purchase, you are building a tally of Reward Points (100 Points for every dollar spent) that you can redeem for free TVs, computers, tablets and even cash back. Thank you for the kind words and we look forward to working with you for many years.
Awesome polite and clear they were very understanding and very respectful and very helpful
Business response:
There is nothing worse than having an unpleasant experience with a firm you're paying. It's unacceptable and you deserve better. That's why we invest so heavily in our ************* representatives. Thank you for the awesome review.
I arrived to the ** a year ago so I did not have any credit history here. NCD was the only company that didnt hesitate to help out and trust me. I know I ended up paying more than the original price of the iPhone I wanted but I obviously couldnt afford it without financing so i really appreciate NCDs help. Besides, customer service is great, they always reply to my messages or call me if I have any doubts. I would totally recommend NCD to anyone in my situation. Thanks!!!!
Business response:
We recognize our prices are higher than traditional retailers, which is why we focus on delivering top-notch customer service and helping those good people with zero credit history or who have had bad things happen to them. We're here for you. Thank you for the kind words and we hope that you allow us to continue to earn your business and serve you for many years while you're building a payment history with us.
Thank you National Credit Direct .I truly appreciate the service:)
Business response:
We work with good people who've had bad things happen to them. No matter what your credit looks like, we will find a way to approve you, so you can build or re-build a payment history and finances. Thank you for the kind words. We look forward to serving you for many years.
Yall work with me and helps me stay on my payments on time ,also it helps me build credit. I will recommend all customers to this company
Business response:
You are responsible for building your credit. We are responsible for reporting your payment history. Thank you for the kind words and keep up the excellent work with your finances!
Frequently asked questions about National Credit Direct
How is National Credit Direct rated?
National Credit Direct has a 4.9 star rating with 227 reviews.
When is National Credit Direct open?
National Credit Direct is closed now. It will open at 7:00 a.m.