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National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9227 reviews
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Janet G's profile image
Janet G 
3 weeks ago

National Credit Direct has helped build my credit score! They are a great company to work with and they are very flexible. 

Business response:

We agree with you almost. We work extra hard to deliver top-not service and we thank you for the five stars to express your satisfaction. Where we disagree is that we cannot build credit score. We can only report your payments, timely or not. YOU are the reason your credit score improved. We can only offer you credit on your purchase with us and report your payments. Excellent job! And thank you for sharing your experience with others. 

Robin J's profile image
Robin J 
3 weeks ago

Great products and service so far! I've only placed one order but it was a smooth process. 

Business response:

You only get once chance to make an excellent first impression. Our team did what they are trained to do and we thank you for giving us the chance to serve you. We look forward to working with you for many years. 

John E's profile image
John E 
3 weeks ago

Really good service. Timely delivery on items bought, and items are in great condition. 

Business response:

Great service! Great product! That's what we try harder to do for all of our customers. Thank you so much for sharing your experience with us to others and we look forward to serving you for many years. 

Denise P's profile image
Denise P 
3 weeks ago

Absolutely the BEST customer service!!!!Always available to help with resolving any issues or concerns Thank you. 

Business response:

That is what we strive for. Thank you for being such a great customer. 

Jennifer B's profile image
Jennifer B 
3 weeks ago

*** has been absolutely the best company ever always fair and has a variety of products 

Business response:

And we love serving you. Thank you for sharing your experience with everyone. 

Delowin B's profile image
Delowin B 
4 weeks ago

Pretty good company, I have always gotten my item by the time they said 

Business response:

We work very hard to deliver on our promises. Thank you for being a great customer and we look forward to serving you for many years. 

Bryan J's profile image
Bryan J 
a month ago

I have purchased multiple items from this company. So far that have not let me down. They are always willing to work with me if I need to push out a payment. They are straight forward with me, and I do like that. 

Business response:

Nothing can say it better than this one customer's experience. We do what we say and we say what we do. Thank you so much for being a wonderful customer and we look forward to working with you for many years. 

Ryan S's profile image
Ryan S 
a month ago

Great company! Really work with the *************** do they part by reporting to the Experian 

Business response:

We try very hard to make sure your experience with us is ALWAYS 5-STAR. Whether it's the quality of the products or your experience with our top-notch customer care team. We also don't care about past credit problems when it comes to getting you approved. Everyone starts with a "clean slate" and only has to establish a short, consecutive payment history to get approved. Once approved, we issue a revolving credit line that you can use over and over to make repeat purchases. And the best part is we can report your payment hist... read more

Jonathon T's profile image
Jonathon T 
a month ago

They are very helpful and have helped me build my credit and the product is outstanding will definitely be using them again 

Business response:

We can only offer high-quality, name-brand products with exceptional customer service. It is YOU who make the timely payments that we can report. You are the reason your credit is improving by responsibly paying your financial obligations on time. We are thankful you made us a part of that journey. Thank you for sharing your experience with us. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 227 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open at 7:00 a.m.