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National Credit Direct

4.9

About this business

National Credit Direct is a nationwide specialty No Credit Check financing company. The company guarantees approval irrespective of credit. The company offers over 15,000 consumer goods on its website. All new customers establish a short consecutive payment history to be approved and are issued a credit account. All subsequent purchases are financed with with the credit account. National Credit Direct does not charge interest or nuisance fees. The company is A+ Rated with the BBB and offers a money back guarantee. 

Location details

3911 North Schreiber Way, Coeur d'Alene, ID, 83815, United States

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WeekdayScheduleStatus
Mon07:00 a.m. to 4:00 p.m.
Tue07:00 a.m. to 4:00 p.m.
Wed07:00 a.m. to 4:00 p.m.
Thu07:00 a.m. to 4:00 p.m.
Fri07:00 a.m. to 4:00 p.m.
SatClosed
SunClosed
4.9227 reviews
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Shawn R's profile image
Shawn R 
a month ago

I had a very nice experience with talking with *** representative .. he helped me with my problemexcellent job.. 

Business response:

We want your experience to be 5-star every time. Thank you for being such a great customer. 

WANDA C's profile image
WANDA C 
a month ago

I just want to say Im very thankful for this company. *** bought many items from them and they are so nice. A the items are very good quality. Thanks for everything ***** ********** 

Business response:

Thank you so much for saying so many nice things about us. We try very hard to ensure you get the best quality items with exceptional service. We look forward to serving you for many years. Thank you. 

Derrick L's profile image
Derrick L 
a month ago

**** was a great help,,and very professional about our business transactions..I've always received customer care with ncd.and all of the merchandise has been appreciated and good quality. 

Business response:

Excellent product quality and customer service. That's what we strive to do best. Thank you for being such a great customer and we hope to serve you for many years. 

Lena F's profile image
Lena F 
a month ago

Everyone is always helpful with me, I don't have any problems. 

Business response:

Thank you for the kind words. And if you ever did, our management team is on every email that comes in from customers. If there ever is a problem we are on it **** to make sure you ALWAYS have a PLEASANT EXPERIENCE with us. Thank you for the kind words. 

Orionna W's profile image
Orionna W 
a month ago

Very helpful company and great experience. Helped my credit score out a lot. 

Business response:

We must come clean. You are actually the person who helped your credit score. We can only report your payment history. Thank you for the kind words and for being such a great customer. We hope to serve you for many years. 

Marlene B's profile image
Marlene B 
a month ago

Great experience!!! Easy payments! Helping my credit out tremendously! ****** always gave me wonderful customer service!! 

Business response:

Easy is what we strive for. But let's be honest about the secret: We don't improve people's credit...our customers improve it by responsibly paying their bills on time. National Credit Direct will find a way to get you approved, no matter how challenged your credit history is, so you can show other lenders you're making timely payments. We can only report your payment history. We have no influence on your credit score. You are the one who influences that. Again, thank you for the kind words about us and for sharing your expe... read more

LaKisha W's profile image
LaKisha W 
a month ago

When I first signed up, I was a little skeptical. Dealing with ****** has been a pleasure. He has helped me a great deal. I also like how the payment plans are structured, everything is so easy. 

Business response:

We want your experience with us to be easy and pleasant. It is true that new, first-time customers are required to establish a short consecutive payment history in order to get approved, but after we approve you it's simply YOU ORDER / WE SHIP. We also report your payment history so you can have a chance to build or rebuild your credit profile. We don't do it. You do it. We just provide a mechanism to demonstrate to other lenders that you are responsibly paying on your account with us. Thank you for sharing your pleasant exp... read more

Sheila T's profile image
Sheila T 
a month ago

The service has been amazing, dealt with them several years. 

Business response:

This is exactly what we strive for. Thank you for being such a wonderful customer and we look forward to serving you for many years into the future. 

Ora J's profile image
Ora J 
a month ago

****** is very helpful his service is very helpful 5 star service!! 

Business response:

We love our staff and take care of them because we want them to take care of you. We recognize our prices are a little higher than traditional retailers, which is why we place a high emphasis on top-notch customer service. Thank you for sharing your experience so others can see. 

Frequently asked questions about National Credit Direct

How is National Credit Direct rated?

National Credit Direct has a 4.9 star rating with 227 reviews. 

When is National Credit Direct open?

National Credit Direct is closed now. It will open at 7:00 a.m.