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Advance Financial

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About this business

Advance Financial: AF247 is your trusted loan agency and financial institution dedicated to empowering the Kingsport, TN community with comprehensive loan services, fast cash advances, and tailored financial solutions. As a family-owned company, we understand diverse financial needs, offering convenient online lines of credit and online personal loans that stand as a responsible and flexible alternative to short-term payday and title loans. Experience the ease of securing the fast cash you need, whether you choose to apply s... read more

Location details

2357 Fort Henry Dr, Kingsport, TN, 37664, United States

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WeekdayScheduleStatus
Mon10:00 a.m. to 6:00 p.m.
Tue10:00 a.m. to 6:00 p.m.
Wed10:00 a.m. to 6:00 p.m.
Thu10:00 a.m. to 6:00 p.m.
Fri10:00 a.m. to 6:00 p.m.
Sat10:00 a.m. to 4:00 p.m.
SunClosed
2.1159 reviews
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Tracy W's profile image
Tracy W 
5 months ago

Run!!! I opened my account in December payments are supposed to be $162 I am one payment behind and now my payments range from $207- $230 like why. Not only that but they charge me $30 for late fees how when you draft from my account!! That's on you. My payments are never the same amount, like this is crazy. I refuse to put my debit card on here. Because if you have my bank account than payment shouldn't be late. The balance isn't decreasing either. In this month I would have paid them three times that's not every two weeks,... read more

Robert M's profile image
Robert M 
5 months ago

Singed up for this thinking it was a good deal and I needed the cash. Been using them for a few months. Reviewed my account because my balances should be going down, but they are not. they have been taken over $200 from every checking but only apply $15 towards the loan., that is $370 a month on a $3k loan. This has to be illegal and I am looing into it. There is not way I am going to continue to pay that much interest. Stay Away! 

Alexis W's profile image
Alexis W 
5 months ago

Stay away from these people. They will scam you!!! I literally have submitted the same document (tax form) at least 50x in the last two days just for them to reject it without saying why. So I call them and they say it's because of such and such. I fix that error and they reject it again..it's such a vicious cycle, I'm done trying with them. Do not ever do business with these scammers. They just want to steal your identity. 

Richard P's profile image
Richard P 
6 months ago

I was approved for $1200, i got the money and used it as intended but when it came to refunding the money back i can't seem to able to reduce a significant potion of the principle amount. When i couldn't pay being a student and all the interest kept raacking up, can you believe i now owe them $2107. How did it get this bad. I barely think i can afford to pay that much, while im barely able to pay my own tuition fee. These guys aren't the best if you can't pay the whole money back in a single payment its all or nothing for th... read more

Shai C.'s profile image
Shai C. 
6 months ago

AF sent not one, but two “pre-approved” letters (within 4 months) quoting I’ve been approved for $4,000. I’m not super desperate for the cash, but a few extra bucks wouldn’t hurt. I applied and was approved for $1,750 - less than what they originally told me in the letters. AF asked for additional documents, such as bank verification, 2 most recent paycheck stubs, and ID. I submitted all requested docs, and the site advised they’re reviewing and preparing my agreement to sign. Two hours later, I get an email regarding a deci... read more

Suzanne G's profile image
Suzanne G 
6 months ago

If I could give it 0 stars I would. This company is scamming people and they are vague about how they calculate payments and they charge an insane percentage rate they should be shut down and taken to court this is a scandal! 

Star B's profile image
Star B 
6 months ago

This company consistently provides subpar customer service. Despite repeated assurances of timely follow-up, I have not received a call back from customer service representatives. Numerous text and email notifications have indicated approval, but I have been unable to withdraw the approved amount. I have submitted multiple copies of verification documentation, yet I have only received an answer almost a month later, confirming that I was not approved. The company appears to have a lack of competent representatives and insuff... read more

Derek C's profile image
Derek C 
6 months ago

This is the absolute worst company to deal with. I have been trying to access my line of credit for days now and all I need to do is change my phone number. Either I'm left on hold forever or I get to chat feature that says they cannot help me. I have sent several emails and received no response. I'm not asking for anything other than to change my phone number so that I can access my account. This company has zero customer service and cares none about their customer. On top of charging insane interest rates you can't get a h... read more

Pamela L's profile image
Pamela L 
7 months ago

I took out a loan for $1000 in the beginning of November. I have it set up on autopay and wasn’t really paying attention but then it became noticeable when my biweekly bill became $200. I went and looked at my account and every bill shows a “Required Principal Deduction” I’m not sure where that $15 goes every month but they have been adding my interest to my balance then in a way refinancing it every time I make a payment which means my principal balance that they charge interest on goes up! I started getting (owing) $1000 t... read more