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American Pacific Mortgage Corporation NMLS #1850: Licensed By the Department of Business Oversight under the California Residential Mortgage Act. Equal Housing Opportunity. Our vision is to set the industry standard for delivering home ownership in America, with over 170 branch offices to serve you. We have a proven track record of doing what we do best: getting results. We have helped countless homeowners obtain the funding they need. Our top priority is to help you make an informed decision by presenting all available opt... read more
404 Camino Del Rio South, Suite 602, San Diego, CA, 92108, United States
Get directionsKelly has done a couple of loans for clients now and she is fantastic. It is hard to find someone in lending that you can really count on to give you the truth as well as perform. She seems to always be available; I'm not even sure she sleeps ;)
Never in my 15 year career have I been so impressed with a lender, as I am with Kelly. She went FAR out of her way to try to save a deal between my seller and her buyers. She went so far as to work extensively with my seller to work around Fannie Mae guidelines, even though she was on the buyer side. Ultimately, she wasn't able to save my particular situation, but she went to above and beyond for all concerned, was pleasant, knowledgeable and responsive to all throughout the process. She has earned my business and I would no... read more
Kelly and her team were amazing during the purchase of our new home. She was capable of explaining everything in simple terms, seemed to always be available for questions, and was even able to explain how to get our credit up to bring our interest down. Not only is she great at that but she was capable of getting us in our new home in 20 days start to finish. I will definitely recommend Kelly and her team of professionals to friends, family, and co-workers. Thank you Kelly for this smooth and easy process.
Kelly was wonderful and our home loan process was quick and easy! Will totally use her again and recommend her! She was always available and explained in detail any questions I had
Kelly is an absolute pleasure to work with. She is so smart and on top of everything. She is a great communicator, and is so helpful with walking you through all of the details. She was so great my realtor who had never worked with her prior was also raving about her and letting us know he was only wanting to work with her in the future. Kelly is caring and helpful. We will work with her again and recommend that everyone else do the same!
Kelly was highly recommended to me, and throughout this process it was very easy to see why! The ups and downs of refinancing can be very high and very low, through all the adversity Kelly remained focused on keeping things up beat, by being very personable, positive and professional in addition to always looking out for my best interest! So informative during every phase from initial application all through the final signing phase! I’m so thankful for Kelly to have been at the forefront of my refinance! Thanks to Kelly and ... read more
Kelly is absolutely by far the best lender I have ever worked with. She is extremely knowledgeable and she gets the job done quickly and efficiently. The entire process felt seamless. She knew exactly what we wanted and she helped us get into our dream home faster than we expected. I would consider Kelly to be an EXPERT in this field.
My wife & I would like to acknowledge the exceptional service that we received during the entire refinancing process. Kelly Gardner's professionalism and knowledge of the industry was impressive and truly appreciated. In the past, we have had experience with several others banks and have found the process frustrating and tedious. Kelly went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. Kelly has assisted us several times now and she always ensures that o... read more
My husband and I are so appreciative of the professional and resourceful assistance that Kelly provided during the purchase process for our home. She was consistently present and communicative informing us of each detail. Her understanding of our household economy made it possible to move in step with the needs of her colleagues helping us to complete the necessary requirements step by step. We have known Kelly for several years as she has worked with others, we were again well impressed. Thanks Kelly! Jim and Linda Smith
Kelly Marie Gardner (NMLS #829533) has a 5 star rating with 640 reviews.
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