Kelly Marie Gardner (NMLS #829533)

Jacklyn Sommers 

on Reach150

8 years ago

Working with Kelly was a great experience. I felt confident with her handling my personal and business information. Because my husband and I own our own businesses I knew there would be more paperwork required to process my loan , even with that, my loan was completely processed in about 30 days!!! We highly recommend Kelly. 

The Mask Family 

on Reach150

8 years ago

Kelly was always very helpful. Anytime we had a question or concern she was on it! I don't really have the words to truly express how responsive she was. She was just so easy to work with. I would definitely recommend her to anyone looking to buy a home or refinance. Thank you Kelly! 

John Murphy 

on Reach150

8 years ago

Kelly is friendly, professional and always there to serve the customer. Excellent level of service and we are very satisfied with our overall experience. We recommend Kelly to family, friends and colleagues. 

Ivamay Mika 

on Reach150

8 years ago

We were referred to Kelly by our realtor Steve Webber. He was completely confident in her work and after working with her, we understand why. She was and still is extremely helpful with all of our questions because even after buying a home, there are still things to learn! She's quick with communicating, attentive, and very resourceful. Everything you need during a stressful time like buying your first home! 

Mark Helmstetter 

on Reach150

8 years ago

Awesome communication and competitive rates. Kelly is one of the best loan officers I've ever worked with, I would highly recommend her! She went well above and beyond to make sure that we were happy and to make sure that our deal got done. Kelly always made sure that everyone knew exactly where things stood with the transaction and that everyone was on the same page. If I had a question or issue, Kelly was always just a phone call away, or if I sent her an email I always got a very quick response. From my initial call with ... read more

Scott Sellers 

on Reach150

8 years ago

I can't recommend Kelly enough, she was truly a breath of fresh air when navigating the loan process, seeking competitive rates and was always proactive in ensuring we were well informed in our options for financing our home. Kelly's knowledge, responsiveness, customer service and commitment during and after the sale of our home solidified her place among the top in her profession. I can't think of a more qualified or professional loan officer to recommend to anyone seeking a loan in the San Diego area. 

Michael James Miller 

on Reach150

8 years ago

From the very first contact till the very end, Kelly walked us through every step. We had some credit issues that she helped us resolve and got us the best interest rate possible. I highly recommend Kelly to anyone buying a home especially if you have some credit issues. 

Paul Greenman 

on Reach150

8 years ago

Kelly worked with us on my first house purchase in California, and got us set up with a nice mortgage under some challenging external circumstances. Kelly handled each new wrinkle with a quick understanding of the problem, and a quick description of the solutions we could pursue. She was very detailed in her requests to us, and this detail eliminated a lot of back-and-forth with paperwork - so that helped things to move very quickly, despite the wrinkles. We are now wrapping up our first year in this wonderful house, and we ... read more

Zachary 

on Reach150

8 years ago

Kelly is extremely efficient. She has great follow through and always keeps the lines of communication open. As a first time buyer both of those things were really important to me because I had a lot of questions. I never had to worry about anything because I always knew what to expect. I loved working with her and highly recommend her!