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3020 Old Ranch Pkwy Suite 300, Seal Beach, CA, 90740, United States
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Highly Recommend Tom & Karbon Financial! Tom and Karbon Financial were easy to work with and very responsive. They made it as easy as possible to purchase a home and got me a great loan. Having the ability to work with many lenders they were able to find me the best rate possible. I highly recommend!

Highly Recommend A Highly recommend. Outstanding, exceptional customer service, smooth transaction and no hassle, and closed right on time. I am beyond satisfied and blown away by Tom and his team’s quick work, knowledge they bring to the table, Tom has also educate me on the process and best financial option for me, and he’s always prepared and many steps ahead of the process. I also would like to express my appreciation for his counterpart and team Tanya for fast response, thorough checks on all documents needed to ensure ... read more

Easiest loan experience I’ve had We applied for an investment loan with Tom and this was by far the least stressful experience I’ve had. We’ve went through the process quite a few times over the last few years. He and his team were very clear on the documents we needed to send and continually followed up to make sure we were on track. He sent daily updates on rates. It was a pleasure having Room on our side and I would do so again in the future.

Hire Tom now! Tom is a fantastic loan broker. Got us an amazing rate, got us pre-underwritten to be more aggressive with our offer and was available to us anytime along the way. Easy website as well for uploading documents. Highly recommend!

Incredible Experience to make home buying easy During these crazy times of buying a home in this market, Tom makes buying a home stress free. Couldn't of asked for a better experience between the communication and the loan process. I would highly recommend Tom to anyone who is looking to buy a new home. His team is very professional and will do whatever it takes to get you your dream home. Excited to do more loans in the future with Tom.

Fast, smooth and efficient Tom was easy to work with and very responsive. He made buying my house and getting a mortgage very smooth and fast.

Excellent Service, Goes Above and Beyond I have worked with Tom for over 4 years (two home purchases, and three refinances) and Tom has always been extremely dependable and professional. With Tom, the whole process always went smoothly and Tom was always there to promptly answer questions. This is the big reason why I always returned to Tom for my loan needs. Most recently, I purchased a single-family home. Over a period of 9 months, I had placed offers on over a dozen properties until my Wife and I were able to purchase our... read more

Perfect! Look no where else. Tom is it! Tom was perfect! He was super quick in his responses and easily reached. He has options in front of me before other brokers even got back to me which helped me lock in a lower rate. He send a video explaining my options. It was literally the quickest and easiest refi process I could have hoped for. I would highly recommend him as he was highly recommended to me.

Easiest and Best Experience Tom’s was recommended to me by my fantastic realtor Devon Sutton. And I am most thankful for this referral because it turned into the best overall home purchase. During this process my stress level was very high due to the demanding California sellers’ market which has homes flying off the list like crazy. But the financial portion with Tom at Karbon Financial was a breeze. From the beginning Tom showed exemplary professionalism in handling my loan. He was straight forward, very helpful, organized... read more
Tom McMurray has a 5 star rating with 391 reviews.
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