Apple Financial Network, Inc.

John is great to work with a very knowledgeable! We have purchased a couple houses with John now and our recent purchase just a couple months ago was a breeze as always! John always let's us know when rates change and when it is time to think about refinancing which takes the worry off of us and saves us a ton of money every month. Thanks again John! the purchase was fast and smooth as always!!! Jay

John is a true professional and very knowledgeable. We started the house hunting/qualification process 2 years ago, our circumstances changed and we had to wait. John gave us advice on how to stay on track and kept in touch with us. He would respond to our questions promptly and was very helpful. I called him last week, he fit us in for an appointment the same week. We went over our financials and were approved. John hung in there with us for 2 years! We were NOT just a number to him, he treats you as a person. We highly recommend him.

he was really helpful and very real

Great service and very helpful. I ended up deciding to wait to purchase, and he still gave me some great advice on how to improve myself financially. All free! So nice and not pushy, as a first time buyer I really appreciated how genuine he was. Also, quick turn around on emails and always picks up his phone. Thanks John!

Short version - John was amazing and I could not recommend him highly enough Long version - We've only gone through the process of buying a home once before and it was several years ago BUT the main thing I remember about it was how arduous and repetitive (and soul crushing) dealing with the lender was and that it almost made me go insane and never want to buy a house again. So this time I decided to look at using a mortgage broker. John came highly recommended by a trusted friend so I included him in my vetting process and believe me, I tested him. I promise you as a fellow home buyer, I looked at several options and now being at the end of this process and literally closing escrow today (waiting for the deed to record as I write this), I can honestly say that having John as our mortgage broker was the best decision we made in this whole process. When we met to discuss what he could do for us as a mortgage broker, I had 3 pages or more (single spaced) of questions and John answered them all patiently and knowledgeably. I feel a little bad now about how much I grilled him for answers, but he was very understanding. Even after we decided to use him, I would think of things I forgot to ask or something that was suddenly unclear to me so I’d ask him to clarify and he always did so expediently and confidently. You literally have nothing to lose by having John as your mortgage broker. There are no upfront fees (not even for a credit check) and you don’t pay him anything in the end (the bank pays his fees!). He still gets you the best rate available and he had great timing for locking ours in. I did consider whether or not he would be able to get us the lowest rate if the bank was the one paying him and I can absolutely attest to the fact that he did. I checked rates regularly and at one point I was nervous that they would go up before he locked ours in but he had a feeling it was going to drop and of course it did and that’s when he locked our rate. All in all, he made this whole process easier on us because we knew we could trust him to work on our behalf. We are very happy clients and I am more than happy to recommend him.

My husband and I were referred to John Abril from my mother who had used him in the past, and I’am a firm believer that word of mouth is the BEST. First of all let me say John is the best person to have on your side when applying for a loan his knowledge in the business speaks volumes. John goes above and beyond to help his clients throughout the entire process. I highly recommend John to anyone who is looking to purchase or refinance a home. Thank you John

John made a promise to me that he would see stand by me after a prior deal fell through with a different lender. He kept me informed every step of the way through the process. I had a big obstacle to overcome and John was empathetic and provided guidance to the end. I now have the home I set out to purchase. Thank you John!

John was great to work with.. secured a great rate and was able to get us into our new home in 21 days. I highly recommend John Abril to anyone currently shopping for a new home or refinance rates.