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Laurence Herman Horowitz (NMLS #239001)
- Mortgage Lenders
- San Francisco, CA
About this business
Guarantee Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you. Our mission is to provide each client with an outstanding mortgage lending experience. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed deci... read more
Location details
505 Montgomery Street, Suite 1275, San Francisco, CA, 94111.0, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 9:00 a.m. to 6:00 p.m. | |
| Tue | 9:00 a.m. to 6:00 p.m. | |
| Wed | 9:00 a.m. to 6:00 p.m. | |
| Thu | 9:00 a.m. to 6:00 p.m. | |
| Fri | 9:00 a.m. to 6:00 p.m. | |
| Sat | Closed | |
| Sun | Closed |
I've worked with Larry 3 times over the past 7 years when I originally purchased my home and twice when I refinanced. He walked me through the entire process and was so quick with responding to my questions 24 x 7. When considering my mortgage options Larry presented me with all my choices and helped me calculate the impact of each. I never felt forced into making a decision and always felt confident when I did because I had all the facts. I greatly respect his high level of integrity and knowledge of the business which coup... read more
Larry has a unique balance between professional excellence and customer care. He is efficient, detail oriented, highly skilled and has a cutting edge view of the mortgage industry. He is also a great communicator and goes above-and-beyond to make the refinancing process as headache-free as possible. We highly recommend Larry, and are grateful for his partnership of 19 years.
Larry was a pleasure to work with! Throughout the entire application process, I never had to wait for answers to any questions I had for him and I never had to wait for status updates on my application. He was very thorough in ensuring that I was well-informed throughout the application process. In fact, the entire application process felt relatively easy and convenient while I was working with Larry. Definitely give him a call if you need to work on applying for a mortgage or a refinance. I'll definitely be going back to hi... read more
We've worked with Larry for the past 13 years. He is one of the most honest and professional individuals I have ever encountered in the industry. Over the years he has acted as a trusted partner working with us to make the best mortgage decisions for our family, never pressuring us to make a move that did not make sense. I have no qualms recommending Larry to anyone looking for help to secure a mortgage.
Larry helped me with my initial mortgage over ten years ago and with refinancing twice. Very knowledgeable. Very helpful. And very service-oriented. Each time I got a great product that was right for me and without any pressure. Everything went smoothly each time. I'm definitely going back to him next time. Thanks Larry.
I first met Larry many years ago when we were first-year analysts in public accounting sharing a cubicle! So I've always completely trusted him to refinance my home loans. Each time, Larry came through lowering my rate and finding a great deal on a no-point, no-fee refi. He explained the product options in detail, and discussed market issues and timing. He constantly provided status updates with timely emails and phone calls. He anticipated potential issues with credit reports and the title transfers around my trust, and qui... read more
We had an incredibly complicated refinance along with a secondary loan that was on a very tight deadline and Larry got us through it al with room to spare. This the third time we have worked with him and he is thorough and precise. I would highly recommend him for any type of mortgage endeavor!
Larry recently brokered about the fifth refinance he's done for me over the years, in addition to obtaining the original loan. He's helpful, clear, and responsive, and he gets the best deals available. He's friendly and professional. Working with him, you feel you're in good hands throughout the process. I couldn't recommend him more highly.
I've worked with Larry on three property purchases and wouldn't consider switching to anyone else. I know he's always got my best interest at heart and is great a guiding me through the process. He's always well informed of market conditions that could affect rates and gives excellent counsel. With Larry, you know he's got your back!
Frequently asked questions about Laurence Herman Horowitz (NMLS #239001)
How is Laurence Herman Horowitz (NMLS #239001) rated?
Laurence Herman Horowitz (NMLS #239001) has a 5 star rating with 119 reviews.
When is Laurence Herman Horowitz (NMLS #239001) open?
Laurence Herman Horowitz (NMLS #239001) is closed now. It will open on Monday at 9:00 a.m.