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Laurence Herman Horowitz (NMLS #239001)

5.0
  • Mortgage Lenders
  • San Francisco, CA

About this business

FinanceMortgage Lenders

Guarantee Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. We have helped Bay Area families finance their home, with over $2 billion in loans annually, and we can help you. Our mission is to provide each client with an outstanding mortgage lending experience. Our top priority is to make sure you are presented with all available loan options, so that you can make an informed deci... read more

Location details

505 Montgomery Street, Suite 1275, San Francisco, CA, 94111.0, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.0119 reviews
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Steve Murray's profile image
Steve Murray 
10 years ago

Larry has negotiated two re-finances over the years of our great friendship. When it comes to business, there is no one most efficient, professional and accommodating than Larry. He walked me through every step of the transactions, detailing the processes and reasons behind each maneuver. I was kept informed of choices, directions to proceed and final results . ReFis can often be daunting and overwhelming. with Larry, I always feel well taken care of, even pampered. My results were positive and the procedures made easy and c... read more

Pamela Jewett's profile image
Pamela Jewett 
10 years ago

I have worked with Larry Horowitz through several mortgage deals. He has always been very professional and knowledable in his dealings. However, Larry has brought much more to the table when working with me. He has humor, intelligence, kindness and honesty, all of which mean a great deal to me. When I have had a difficult decision to make or am confused about anything to do with his area of expertise, he takes the time to explain all sides of the issue in a way that I can understand. I don't know what I would have done witho... read more

Suzanne and Adam's profile image
Suzanne and Adam 
10 years ago

My husband and I were looking for our first house together when I was 7 ½ months pregnant. Waddling around looking at houses is stressful enough hoping you’ll find one in time before the baby arrives. We were so thankful we had Larry Horowitz with Guarantee Mortgage helping us with our paperwork. He went above and beyond in making the process as seamless as possible. He even brought things up to make sure we didn’t have surprises later on. He encouraged us take a deep breath as he procured the best rate. He was a great sourc... read more

Jocelyn Miller's profile image
Jocelyn Miller 
10 years ago

I worked with Larry on the original financing for my condo 8 years ago and 4 subsequent refis. He has been a pleasure to work with - always respectful, expedient, thorough and intent on pursuing the best solution for me. I would highly recommend him. 

Naomi M's profile image
Naomi M 
11 years ago

I would highly recommend Larry Horowitz and his team for all your mortgage and refinancing needs. I just recently refinanced my loan and Larry was very helpful. He is extremely knowledgeable and takes the time to explain the process. I have recommended him to other acquaintances, would definitely recommend him in the future. 

Jane & John C's profile image
Jane & John C 
11 years ago

We have known and worked with Larry for nearly 20 years. He has helped us purchase 3 different homes. As we live in one of the most competitive housing markets in the nation, having a true expert is essential. Larry's knowledge of the home market and finance, coupled with his unbelievable responsiveness are exceptional. We would not work with anyone else. 

Al's profile image
11 years ago

Larry Horowitz is the guy who can find you the right mortgage for whatever your particular situation is and get you through the process in the most efficient way possible. I have been doing business with him since sometime around 1996, including primary residence initial purchase mortgages, investment property initial purchase mortgages, and many refinances on both as rates came down. (Thank you, Greenspan and Bernanke!) Larry has several traits that make him a valuable asset to have in your stable of “go to” support people ... read more

Craig & Lisa's profile image
Craig & Lisa 
11 years ago

We learned about Larry from a very close friend. Larry was extremely helpful and patient for our first home purchase mortgage, and we liked him so much that he handled two consecutive refinances for us. We always felt that Larry has our best interests in mind, and he never bothered us with anything that we were not interested in. We would strongly recommend Larry to our closest friends and family. 

Dave's profile image
11 years ago

My wife and I, as well as several friends, have always used Larry for our real estate financing. The reason we continue to use Larry, and refer him to our friends who use him as well, is because he is conscientious, always follows through, is thorough and always offers competitive rates. He keeps us informed of the process from beginning to end and ensures nothing falls thru cracks. Additionally, he is proactive about letting us know where market rates are and if it is in our best interest to re-finance. I would recommend hi... read more

Frequently asked questions about Laurence Herman Horowitz (NMLS #239001)

How is Laurence Herman Horowitz (NMLS #239001) rated?

Laurence Herman Horowitz (NMLS #239001) has a 5 star rating with 119 reviews. 

When is Laurence Herman Horowitz (NMLS #239001) open?

Laurence Herman Horowitz (NMLS #239001) is closed now. It will open on Monday at 9:00 a.m.