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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,704 reviews
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bst1223's profile image
6 years ago

Very simple application process.. Go ahead and give all of the information regarding your vehicle (meaning sections that say "optional") as they will have to call to verify with you anyways. Very accessible and very responsive to any and all questions regarding the application process and the loan finalizing with the new lender. 

EricaP07's profile image
6 years ago

One stop shop!. I have used rate genius on 2 refinances now and the process is very easy! They are very easy to work with! You can even text a loan agent items to send in, it’s great! Excellent customer service! 

dancinglady1's profile image
dancinglady1 
6 years ago

This was to refinance my car.. I applied online and received a call the very next day. The process was extremely easy and I was walked through it with all the help I needed. I ran into problems and couldn't print out the documents or the return mailing label. When I called, they overnighted the documents to me. I was also able to send the documents back at no cost to myself. The approval was quick and easy. My payment is now lower due to the reduction in interest rate and I can now make a payment locally, which is a huge bon... read more

Yellocar1's profile image
Yellocar1 
6 years ago

Quick and easy Had a phone call within a couple of hours. Knocked my interest rate in half, cost me nothing out of pocket and got to skip a payment. Worth it! 

Anonymous's profile image
Anonymous 
6 years ago

I believe that I got a good deal I got the lowest interest rate possible through them. 

adamah137's profile image
adamah137 
6 years ago

Superb Solution and Service!. Rate Genius was very responsive, patient, and resourceful in refinancing my loan most of which wasdone online which was a great experience to read, download,and upload loandocuments. They found a resource that reduced my interest rate by 50% and payment by $70+ per month. I worked with Dan and he is excellent communicator by all means phone, text, and email. Thank you Dan andRateGenius!! 

paradigmwg's profile image
paradigmwg 
6 years ago

A bit cumbersome but worked out As someone involved in consumer lending for 30+ years, I found the process to be understandable but somewhat cumbersome and slow. Had I been a typical customer with minimal background? I'm not sure it would have been a great experience. The consumer loan underwriter(?) was excellent but was hampered a bit by a system that seemed to have regular glitches (Example: Received multiple emails at the same time after applying with responses ranging from "loan is in process" to "loan is approved" to ... read more

RSSatya's profile image
6 years ago

The fastest Loan Processing experience They were lightning fast and made the refinancing hassle free. Great rates and great customer service. 

PNWMelissa's profile image
PNWMelissa 
6 years ago

Found a good rate and handled everything RateGenius found a better rate for me than I could have found on my own. Once I accepted it, they handled all the paperwork - I only had to send the documents they requested and sign and courier the final documents to them (courier slip is included in the package). I will definitely use RateGenius again the next time I am looking for an auto loan. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,704 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.