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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,707 reviews
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Anonymous's profile image
Anonymous 
6 years ago

fast and easy They made the process fast and easy saved me 10 point on my interest rate,staff was very freindly and even got me an extended warranty.even with this my payment was way lower then before. 

Anonymous's profile image
Anonymous 
6 years ago

very good experience A great service. Will definitely recommend others. 

kphilbeck's profile image
kphilbeck 
6 years ago

Wonderful experience Best place for refinance needs 

kbb224's profile image
6 years ago

Fast and efficient Saw the recommendation from credit karma and said what the hell why not. I currently have ally bank which is pure hell to deal with. applied with rate genius. got an approval the next day. loan papers within a few days after that rate is going from 11% to 4.74% payments are dropping 60.00 and length of loan remain unchanged. I am very happy! 

dwaynenims's profile image
dwaynenims 
6 years ago

It was easier than I expected.Great serv great service. 

deesnutz's profile image
6 years ago

The process was fast and easy! 

Anonymous's profile image
Anonymous 
6 years ago

Great company to deal with.. They made refinancing my car easy and took the time to explain everything to me. Also they ended up saving me a lot of money on interest while lowering my car payment. 

swallace18's profile image
swallace18 
6 years ago

Quick & Easy I'm not one that normally uses these types of sites, but I applied for a auto refinance loan just to see what was available and with the help of Rate Genius, our auto loan payment went from $353.00 a month to $282.00 a month. The paperwork and whole process was super easy. I'm kicking myself for not applying sooner. 

IChewMyShirt's profile image
IChewMyShirt 
6 years ago

Works, but its not easy.. Started with 750 credit score, 25-30% credit usage at 9% Apr on the original loan, was able to lower the rate to 3.25%. The process took over 2 months, lots of back and forth with the company. They asked for the same document multiple times and didn't seem to understand local laws around said documents. They did an "ok" job of communication, but if I asked a complicated question or for clarification on an issue, sometimes I would not receive a response. Overall I would give the company a C+ 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,707 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.