Advance Financial

robert g 

on BBB

9 months ago

I'm sorry I ever considered appying for a small line of credit. But I was in a bind, only needed $1200 to help me out. Now I have to wonder how much is it going to cost me to pay this off. Need to find out how much of my payment is going to the principal. Their contract is so full of legalese, how can the average person even understand all the **. Their program is only geared to gouge the consumer with high rates and the monthly rate keeps going up. Total ripoff!! 

Tanya L 

on BBB

9 months ago

My husband went through them for a small loan. He doesn't understand a lot of the legal jargon. Anyhow he specifically asked will my payments stay around $50-$60 a month as we are disabled and cannot afford anything more. The lady assured him his payments would be within that amount... His first payment was within that amount. The next payment shot up to $150. When called to inquire about this. Was told oh the first payment was not for a full month. When we explained that he asked multiple times about the monthly payment amo... read more

Courtney K 

on BBB

9 months ago

I am not sure how it is legal for this company to still be in business. I have told them numerous times to take my account off of auto draft and they have not done it, they continue to draft my bank account after my wishes. Their predatory fees are extremely high and I was not told I would have to pay bi-weekly cause of my paychecks. I have checked all of my documents that I signed and NONE of them state that I had to pay bi-weekly. No matter how bad you need money do not get a loan with this company. They need to be added t... read more

Ralph S 

on BBB

10 months ago

I wished I saw these reviews. Needed a quick loan and I applied I was approved but never receive the money. I didn’t initiate an ach it did automatically, my bank said they don’t see any pending transactions and my balance goes up daily due to interest. ITS BEEN A WEEK I DIDNT RECEIVE THE MONEY BALANCE GOING UP. I found another loan same day and longer interested 

Tracy W 

on BBB

11 months ago

Run!!! I opened my account in December payments are supposed to be $162 I am one payment behind and now my payments range from $207- $230 like why. Not only that but they charge me $30 for late fees how when you draft from my account!! That's on you. My payments are never the same amount, like this is crazy. I refuse to put my debit card on here. Because if you have my bank account than payment shouldn't be late. The balance isn't decreasing either. In this month I would have paid them three times that's not every two weeks,... read more

Robert M 

on BBB

11 months ago

Singed up for this thinking it was a good deal and I needed the cash. Been using them for a few months. Reviewed my account because my balances should be going down, but they are not. they have been taken over $200 from every checking but only apply $15 towards the loan., that is $370 a month on a $3k loan. This has to be illegal and I am looing into it. There is not way I am going to continue to pay that much interest. Stay Away! 

Richard P 

on BBB

11 months ago

I was approved for $1200, i got the money and used it as intended but when it came to refunding the money back i can't seem to able to reduce a significant potion of the principle amount. When i couldn't pay being a student and all the interest kept raacking up, can you believe i now owe them $2107. How did it get this bad. I barely think i can afford to pay that much, while im barely able to pay my own tuition fee. These guys aren't the best if you can't pay the whole money back in a single payment its all or nothing for th... read more

Shai C. 

on BBB

11 months ago

AF sent not one, but two “pre-approved” letters (within 4 months) quoting I’ve been approved for $4,000. I’m not super desperate for the cash, but a few extra bucks wouldn’t hurt. I applied and was approved for $1,750 - less than what they originally told me in the letters. AF asked for additional documents, such as bank verification, 2 most recent paycheck stubs, and ID. I submitted all requested docs, and the site advised they’re reviewing and preparing my agreement to sign. Two hours later, I get an email regarding a deci... read more

Shai C 

on BBB

11 months ago

AF sent not one, but two “pre-approved” letters (within 4 months) quoting I’ve been approved for $4,000. I’m not super desperate for the cash, but a few extra bucks wouldn’t hurt. I applied and was approved for $1,750 - less than what they originally told me in the letters. AF asked for additional documents, such as bank verification, 2 most recent paycheck stubs, and ID. I submitted all requested docs, and the site advised they’re reviewing and preparing my agreement to sign. Two hours later, I get an email regarding a deci... read more