Calidiscgolf on Zillow
9 months ago
06/06/2020, 13:01 PM
I would like to take the time to formally commend Jeff Silver with Big Valley/AP Mortgage for his stellar work on my refi/purchase loans.
We had a particularly tricky situation in that we were going to sell a rental home in Citrus Heights in order to come up with the down payment on a home and property in the Sierra foothills. Jeff was able to draw up a loan for the purchase of the property which in turn triggered us to list the rental home with our agent. After only a couple of days, California was put on the shelter in place mandate and as such, the rental was not able to be shown properly. After a month or so, we had to come up with another plan. Jeff provided some solid advice and after pondering our direction and with interest rates so low, we decided to keep the rental and go with two loans, a cash out refinance and a purchase.
Jeff was able to put together a plan which combined the down payment needed for the new property with a new loan for the rental, at a lower interest rate then I had been paying. We faced many obstacles for the next month or so, to include challenges with fire insurance, inspections, registration documents for modular homes etc. Jeff approached each challenge with professionalism and patience and kept us on the right track, even though there were a couple of times when we were second guessing our decision to move.
We were getting very close to the planned close of escrow and there were issues with the title paperwork. Jeff personally came to our house after hours to meet with the mobile notary and ourselves so that he could take the documents and expedite them up to Placerville himself the next morning.
At the end of the transaction, both realtors praised the interactions they had with Jeff, noting his availability and efficiency.
We couldn’t be more pleased with his performance, as well as the performance of Yvette in processing the loan and of the underwriter. Thanks to their efforts, this city couple is now going to live our dream and become country folks. Jeff is truly a valuable asset to your company, and thanks to Big Valley/AP Mortgage for making this happen.