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American Pacific Mortgage Corporation NMLS #1850: Licensed By the Department of Business Oversight under the California Residential Mortgage Act. Equal Housing Opportunity. Our vision is to set the industry standard for delivering home ownership in America, with over 170 branch offices to serve you. We have a proven track record of doing what we do best: getting results. We have helped countless homeowners obtain the funding they need. Our top priority is to help you make an informed decision by presenting all available opt... read more
404 Camino Del Rio South, Suite 602, San Diego, CA, 92108, United States
Get directionsWe worked with Kelly for both our initial loan and refinance for our primary residence, and two additional loans for our investment properties. She replies to emails very promptly and takes time to explain everything to us. We love working with Kelly and will be sure to come back to her if we need another loan or refinance in the future.
Kelly was able to do what the big bank wasn't while giving us the big bank rate! She worked FAST and we are so pleased! Do not hesitate to give her a call. We will absolutely work with her again in the future.
Kelly & team we’re awesome to work with! Made everything so easy, fast, and communicated really well with consistent updates on the progression of our loan.
Kelly is an absolute pleasure to work with. Being first time buyers, we had a lot of questions. She was so helpful in answering every question we had through the whole process. Everything was so well organized, explained and timely. Would happily work with Kelly again in the future and recommend to friends.
Kelly is a top notch lender. She has great ethics and transparency throughout the process. She is a true professional and a testament to her profession. The loan closed on time in 21 days. The closing estimates were very close to what was charged and the prices were very competitive to the other lenders I was using. She always returned emails and calls in person and within hours no matter the day or time of inquiry.
I have closed 2 loans now with Kelly and will never use anyone else. She is so responsive and knowledgeable and she held my hand through the entire process both times. Any and all questions were always answered (typically within 5 minutes). She is very professional and was able to lock in great rates for us both times. We have worked with others in the past and no one compares to Kelly. SHE IS THE BEST!
Kelly was wonderful, very responsive and made everything go very smoothly. Would definitely recommend her to others, in fact our daughter is now working with Kelly!
Kelly was available to answer every question we had at every step along the way to closing. She was super professional and couldn't recommend more highly! Hopefully she can work with us later on with a cabin or vacation condo.
We had a wonderful experience working with Kelly Gardner and her team. Kelly was very communicative and accessible and helped us with a challenging refinance during challenging times. Kelly was speedy, thorough and really went above and beyond to help us close. We received excellent customer service and felt confident and well taken care of during the process. We look forward to more properties together!
Kelly Marie Gardner (NMLS #829533) has a 5 star rating with 640 reviews.
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