Kelly Marie Gardner (NMLS #829533)

Melody Veal 

on Reach150

4 years ago

Our second time working with Kelly and she has always been a pleasure. She is very knowledgeable with all the questions that we have asked and has always went the extra mile. 

Sarah Akioka 

on Reach150

4 years ago

Kelly and her team are awesome! She has been our go to person over the years when we have purchased a new home or needed to refinance. Honestly can't say enough great things about her, she has always worked hard to make sure we got the best rate, is highly responsive, kept us informed every step of the way, and is just a great person in general. Kelly knows how to make the process smooth and stress free, providing guidance along the way. There is never any doubt that she has her client's best interest in mind at all times an... read more

Sarah A. 

on Reach150

4 years ago

Kelly and her team are awesome! She has been our go to person over the years when we have purchased a new home or needed to refinance. Honestly can't say enough great things about her, she has always worked hard to make sure we got the best rate, is highly responsive, kept us informed every step of the way, and is just a great person in general. Kelly knows how to make the process smooth and stress free, providing guidance along the way. There is never any doubt that she has her client's best interest in mind at all times an... read more

Jeff Curley 

on Reach150

4 years ago

Kelly made our refi super easy! Highly recommended and I will using her services again in the near future. 

Aaron Lilly 

on Reach150

4 years ago

Kelly was the dream Loan Officer! Never backing down on trying to find us more credits or a lower interest rate, Kelly was hands-down the icing on the cake with our new home purchase. They always say that buying and selling a home are the most stressful events you can go through, why not find people to make the whole experience an enjoyable one. Kelly was always lighthearted and affable over the phone and her energy came through in her emails as well. I see her going very far in this profession! Thank you so much for all you... read more

Alex Romero 

on Reach150

4 years ago

My wife and I worked with Kelly as first time homebuyers and it was an easy transition. Kelly was very proactive which helped made the burden of buying a home easier. She was also very patient and able to explain a lot of the acronyms and the process from pre approval to closing. We'd very much like to work with her in the future. 

Alfredo Delos Reyes 

on Reach150

4 years ago

2nd time working with Kelly Gardner. So happy with service , very helpful! She will answer all your questions ,she even fixed my problem in my credit score to get the best rate that i can get. Thank u so much Kelly! 

Sean Baisley 

on Reach150

4 years ago

Kelly has been very helpful with our mortgage refinance. It was nice to be updated on the process which Kelly did weekly. She was very responsive to questions along the way and made the whole process seamless. 

scotty coyote 

on Reach150

4 years ago

kelly was nothing less than awesome. as a self-employed small business owner it can be a challenge to get financed for a new home. we first talked with kelly 4 years ago on a home that we wanted to buy but someone beat us to it. she kept in touch over the years and when the builders' loan folks didn't help much she stepped in and made it happen. she was always proactive in helping us move forward. so glad we had the opportunity to work with her. thank you so much! scotty coyote Scotty, PAVERS by Coyote