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RateGenius

4.5

About this business

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,639 reviews
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maxwe106's profile image
maxwe106 
7 years ago

Easy Peasy Process & Savings I received a pre-qualified offer via CreditKarma and decided to apply. I received an answer about 2 days later from a loan officer, who was extremely helpful. Rategenius found a lender that was able to cut my APR in half! Paperwork was done in a day with no issue (I called my loan officer when I had questions and he was accesible even on the weekend). The transfer process takes 2-3 weeks, but every step of the transfer process was communicated to me clearly via phone or email. I received account ... read more

Mrainer74's profile image
Mrainer74 
7 years ago

Refinancing Car Loan Looked into refinancing my car loan just to see what was out there. Spoke with the agent, told him I was thinking about refinancing and leaning toward not doing it. He was very understanding and asked if he it was ok to send me a couple of quotes. Found several options and then answered all of my extensive questions about each. Picked one and he was with me every step of the way. Great experiance. 

sdeja52's profile image
sdeja52 
7 years ago

Easy I applied through "Open Road Lending" per credit karmas suggestions and was approved at 12%. I had worked on building my credit and knew I could get a better rate than that. I was approved through rate genious at just below 6%. They will do the best to find you the lowest rate and the process was very easy. 

GraceBAE's profile image
GraceBAE 
7 years ago

Quick and Easy It was very Quick, I got a lower interest raterate, and excellent Service. I definitely recommend them. 

CarRefinanced2019's profile image
CarRefinanced2019 
7 years ago

The refinance was easy but.... The overall process was easy enough. The approval was quick and I was able to reduce my interest rate by about 3%. The agent I worked with definitely seemed disinterested. I was just another number in his queue, which I guess is fine since the end result was the same. It just wasn't great customer service. 

McchunkyD's profile image
McchunkyD 
7 years ago

They helped me refinance my car!. They made it super easy to get through. I was approved in a reasonable amount of time, and they helped with everything. Really super easy process! 

Doodydawn's profile image
Doodydawn 
7 years ago

Really smooth process until you’re approved l. They kind of went silent but my loan officer went sick. I haven’t transferred a loan before so I had no idea what was next or if I was supposed to do something... when I called the customer service rep was so kind and explained I had everything there and to check emails for any next steps and they’d reach out to me when it was complete! i have to say it’s awesome to call and get such nice people who welcome ignorance from a rookie! A plus plus for these guys! 

yoalvr's profile image
yoalvr 
7 years ago

it was an easy process and good customer very good customer service 

BBB04's profile image
BBB04 
7 years ago

Agent helped put a huge effort to help.. The agent who helped me put a huge effort to make sure I was helped and satisfied. I also got a very low APR rate so it cut my loan I had in half! 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,639 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.