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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,703 reviews
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Mrcormier121's profile image
Mrcormier121 
5 years ago

Easy process to get a better rate I was able to compare a couple of different options and choose the loan that was best for me. The rate genius team was helpful in answering my questions along the way 

Shayyyyy's profile image
5 years ago

Great!. I had a great experience. The person I dealt with, OMA, was GREAT. He helped me through things I didn't understand and also helped me get things done. I highly recommend! 

vroybal's profile image
5 years ago

E A S Y Fast and Super easy. 

92TurtlePower's profile image
92TurtlePower 
5 years ago

Great rate - saved me a lot of money.. The loan was easy to apply for. The customer service was excellent. They really saved me a lot of money; interest was reduced as was my monthly payment. 

Gmabbott's profile image
5 years ago

wow im impressed I never had thought it could be possible to lower my interest rate, monthly payments and reduce my terms from 72 months to 60 months...but Ashley worked with me and was able to do all 3...and I am breathing easier with making my payments 

Cglezz777's profile image
Cglezz777 
5 years ago

Fast easy process 

FeliciaCS's profile image
FeliciaCS 
5 years ago

Super easy and fast I hadnt really thought about refinancing my vehicle until Credit Karma displayed Rate Genius as a recommendation to do so. Bilal Islam was the representative to helped me facilitate all of the paperwork. He did a great job and he was easily accessible at all times. The one thing I like the most is that the credit run only results in one inquiry, very different from when you go and purchase a vehicle and they have to run it through several lenders. Please note: If a they come back to you with a potential l... read more

Landdoctor's profile image
Landdoctor 
5 years ago

It is exactly as described!. It requires a good bit of exact paperwork but do-able! Saved me hundreds of dollars! 

JoeyGotJuicee's profile image
JoeyGotJuicee 
5 years ago

QUICK and SIMPLE!!. I applied though Credit Karma since they showed the approval rate would be on the higher side. Seconds after applying got a phone call from an agent to make sure it was the right move for me based on what i was currently paying. Agent was very helpful, and had all the answers ready to go the second i asked them. whole process was easy going phone call was quick and straight to the point. I got my car refinaced from the 12% the car dealership stuck me with through GM Financial to 6% through American Credit... read more

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,703 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 7:00 a.m.