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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,704 reviews
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NicoleInSoFLA's profile image
NicoleInSoFLA 
5 years ago

Easiest refinance experience on the plan Step by step instructions are given and answers are quick and concise. 

KNB92's profile image
5 years ago

Excellent!. The application process was quick and simple and I had a list of refinance options within a few days. I had originally talked myself out of refinancing when I received the options until I received a call from Rick Reyes with RateGenius and he knocked some sense into me. He explained all of the benefits to refinancing and showed me how easy the process was. He had very thorough answers to all of my questions. I recieved my paperwork that day by email and had the loan finalized within 2 business days. I would highl... read more

TijanaT's profile image
5 years ago

Couldn't have been an easier process! 

4flores20's profile image
4flores20 
5 years ago

Their customer service is amazing and will work with you with your schedule, not theirs. 

Deb30228's profile image
5 years ago

Quick and Easy The overall process took about a week. It was quick and easy. They were able to drop the interest rate on my previous loan by 1/2. I will only save a few dollars per month but a savings is a savings. I will definitely recommend if you’re looking to decrease the interest rate which is a savings over the entirety of the loan. Andy Lam was awesome and very knowledgeable. 

DenBarker's profile image
DenBarker 
5 years ago

Refinance of car loan.. Very helpful, fast and very easy to work with. Got the rate I wanted. I would tell everyone to deal with them. 

WaltNWNga's profile image
WaltNWNga 
5 years ago

Thanks Credit Karma for suggesting.. I was halfway through my qoriginal loan and I received an offer on Credit Karma one evening from a Company named Rate Genius. So I decided to check it out. They had an easy questionnaire about my current loan and a few questions to identify who I was. After about 20-30 min. later I received telephone contact from a Rate Genius rep. They were extremely nice and helpful. (Easy to understand) when the actual numbers came back the offer they were giving me made my head spin. They cut my APR% ... read more

hornsfan22's profile image
hornsfan22 
5 years ago

easy and quick!. Received a call, had all paper work emailed same day and sent back to them the next day with a free shipping label . the staff was great to work with. got me an excellent rate! highly recommend their services! 

Edrin1123's profile image
Edrin1123 
5 years ago

Easy!. I am a former bank assistant manager. And the way that Rate Genius streamlines the auto loan process is amazing. It is so easy and quick and the employees are a pleasure to work with. I would recommend this to anyone over a traditional bank loan experience. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,704 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.