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RateGenius

4.5

About this business

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,639 reviews
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mic80mon's profile image
mic80mon 
8 years ago

Refinanced my car within days!. Easy smooth service. Lowered my payments by $2K a year. Thanks rateGenius! 

Sushifreak13's profile image
Sushifreak13 
8 years ago

Easy peezy, light & breezy.. The application process was a piece of cake, and I was soon contacted with a great offer. Furthermore, the agent clarified the whole process and timeline to me. Excellent & friendly customer service, especially for a financial services company! Would recommend them to anyone wishing to refinance a large purchase. In my specific case, I'd purchased a $70K car when my credit was not so good (627), and I refinanced through rate genius when it was above (720)... made a world of difference! 

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Karem27 
8 years ago

I'm still waiting It was really easy to apply through credit karma, they call me next day I couldn't pick up the phone, then we finally talked 4 days later, they gave me some options we agreed with one and since my husband work with uber they told me they will look for a lender who works with those pay stubs. 1 later after I tried to contact I have no answer. No even to tell me I don't qualify. 

sofiamarie's profile image
sofiamarie 
8 years ago

Fast with great customer service I applied and got approved with an interest rate of 4.7% which is pretty good compared to my 8% loan previously. The whole process was so easy and smooth. I applied online late on a Tuesday night, loan got approved Wednesday and got my loan docs on Friday. All the agents were very helpful and responsive. My loan got funded the following Tuesday. I highly recommend 

jfwilkin83's profile image
jfwilkin83 
8 years ago

Car refinance They found me a much better rate and were very responsive. 

Evonsdesigns's profile image
Evonsdesigns 
8 years ago

lowered my rate by 3% What started off as a game of phone tag eventually resolved into a successful refinance lowering my rate by 3%! There was a lot of documents to mail but the prepaid ups sticker made it easy and cheap to send them off. Keep records of every form you submit in case of errors or unexpected problems. Very satisfied with RateGenius and I'd recommend them to a friend. Prefer them with 1 email over the 1000 emails I received when I applied at lendingtree. The fees they took were minimal - under $100 I think fo... read more

toolewr's profile image
toolewr 
8 years ago

Great customer service Lower rate than before! 

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Lancesunderland 
8 years ago

Easy and affordable This process was easy they took all the work and I applied one time 

angmik3's profile image
angmik3 
8 years ago

Car refinance.. Rate genius got me a lower rate on my car loan. My agent was Cedric Dodd and he was friendly and professional! The whole process was fast and easy. Thank you Credit Karma for recommending this company. It was a huge help. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,639 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open at 7:00 a.m.