Cactus Credit's cover image

This profile has been claimed by the business owner or representative.

Cactus Credit

3.6

About this business

Location details

6362 Fraser St, Suite 327, Vancouver, BC, V5W 0A1, Canada

Get directions
WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
3.6503 reviews
Select a rating
Michelle N's profile image
Michelle N 
6 years ago

Lied to me about how much they were taking. Said I got a month free and then tried to take a payment when it was not agreed upon. Bounced and got NSF fees and overdraft fees. When I called them they became very defensive and refused to show me evidence where I said go ahead take this amount at this time. I asked them to cancel the whole thing when I was told I was a liar and then asked for the evidence to prove I wasn't a liar. Jennifer told me she is the manager but refused to give her bosses name. Said she was cancelling i... read more

Constantina A's profile image
Constantina A 
6 years ago

I told them to cancel my subscription because I've been unemployed and wasn't going to be able to afford the fee. I emailed them 15 days in advance to either move the payment or preferred to cancel it all together! They did not.... now I have a negative balance PLUS $100 in NSF that I need to pay out of my pocket. I need all the charges refunded and re embruised for all the nsf fees. I do not recommend this service as they aren't helpful or care in the end. ********** 

Business response:

The client signed an Agreement with Cactus Credit which details that the Fees are non-refundable, thus, a refund will not be possible. Further, the mentioned Agreement outlines a 10 day Cancellation window which the client had not adhered to. The client signed the Agreement on May 2, 2019 and the request to cancel was first received on Saturday, June 1, 2019 - well outside our 10 day policy. 

Lorne C's profile image
Lorne C 
7 years ago

************ Went from offering me a car, to promising to fix my credit. What kind of company is this?? I'm so lucky I realized right after I spoke with them, that this was a complete scam. I instantly closed my bank account or would be in even more debt!!! For anyone looking to fix their credit, go into an actual busniess. Preferably a well known local place. 

Business response:

Hi ***** - we have Partnerships with reputable Car Dealerships across Canada to whom we recommend our clients to once we've helped repair their Credit. Since you Enrolled a few days ago, we're not quite sure what happened over the last few days to have changed your mind. We'd love to hear directly from you to see what we can do to turn things around as we've helped hundreds of customers improve their Credit Score. We've helped those clients realize their goals whether it be through a car or a mortgage after successfully comp... read more

Chelsea F's profile image
Chelsea F 
7 years ago

********************** I wish I had been warned but couldn't find anything on the net whatsoever. I took no news as good news and signed up with them. ********************** stay away . Contact the authorities if you are approached by them or worse...are "in business" with them ! 

Pramod K.'s profile image
Pramod K. 
7 years ago

Be aware of cactus credit - I have paid $290 enrollment fee to repair my credit score, as they told me they supposed to start the process with in a week but they were completely ignoring me and not even responding to my call after receiving the payment, I left them voice mails and sent them emails but I didn't get any response back from them and more over they were trying to charge enrollment fee multiple times from my credit card with in two days of my first successful enrollment fee payment, luckily I don't had enough bala... read more

Frequently asked questions about Cactus Credit

How is Cactus Credit rated?

Cactus Credit has a 3.6 star rating with 503 reviews. 

When is Cactus Credit open?

Cactus Credit is closed now. It will open at 9:00 a.m.