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Kristy Lee Ruhkala (NMLS #256835)

5.0
  • Mortgage Lenders
  • Roseville, CA

About this business

FinanceMortgage Lenders

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more

Location details

3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.0168 reviews
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Rob Bowman's profile image
Rob Bowman 
9 years ago

Working with Kristy was truly amazing! She went above and beyond for us. We had some very tight time constraints along with some major hiccups along the way that were out of our control but we never felt worried as Kristy stayed in constant communication with us. She worked around our schedule, checked in with us even while she was out of town on vacation, and made our experience a pleasant one to say the least. This was not my first home purchase so I thought I had a general idea of what to expect but Kristy brought a new l... read more

Stacy Maliszewski's profile image
Stacy Maliszewski 
9 years ago

Kristy was wonderful. Always ready to answer my questions. 

Larry & Lynn Grilli's profile image
Larry & Lynn Grilli 
10 years ago

Kristy was incredible. Our buyer was having issues with his current lender and Kristy was able to step right in and take over and get his loan closed on time. She went above and beyond to get a very difficult loan through the system. She worked thru all the issues and kept our buyers well informed during the process. We would highly recommend her to everyone. 

Matthew Harlow's profile image
Matthew Harlow 
10 years ago

Kristy has been a pleasure to work with. She is super helpful with all phases of the mortgage process. Answers to questions were quick and knowledgeable. I would highly recommend her. 

Colby Culbertson's profile image
Colby Culbertson 
10 years ago

I have been working with Kristy for over 2 years now. Kristy did such a wonderful job on the first deal I sent her, I have been referring all my clients to her since. Her ability to effectively communicate with my clients as well as myself and the cooperating brokers has made her an invaluable asset to my team. Kristy's attention to detail and ability to identify potential issues before we move forward has made me a believer. I highly recommend Kristy Ruhkala to anyone thinking of buying or has a client looking to buy in the... read more

Robert Leroy's profile image
Robert Leroy 
10 years ago

During the period in which we were attempting to purchase a short sale property, Kristy Ruhkala helped us with complicated dealings. She was able to help us through the volume of paperwork required to close the deal. The task involved for this process needed a person with Kristy's knowledge to accomplish and finalize the purchase. 

Joanna & Gary Jones's profile image
Joanna & Gary Jones 
10 years ago

Kristy was such a great loan officer to work with. Can't find any one better.She was really a driving force in reaching our accelerated closing goal - proactive, patient, informative and collaborative. From preapproval to closing, Kristy was there throughout. We highly recommend her to anyone needing a home mortgage and she would be our first choice if we go again, but not for a while :) 

Rachel Bowman's profile image
Rachel Bowman 
10 years ago

Very hard worker and fast at replying. 

Luke & Sara Mcdonald's profile image
Luke & Sara Mcdonald 
10 years ago

My husband and I purchased a short sale home through Kristy Ruhkala. She was very efficient and answered any questions we had (which sometimes had one or more everyday) along with our realtor she worked very hard and got us an exceptionally low Interest rate! Kristy's communication was also an A+. I would recommend her to anyone looking to buy a home! 

Frequently asked questions about Kristy Lee Ruhkala (NMLS #256835)

How is Kristy Lee Ruhkala (NMLS #256835) rated?

Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 168 reviews. 

When is Kristy Lee Ruhkala (NMLS #256835) open?

Kristy Lee Ruhkala (NMLS #256835) is open now. It will close at 6:00 p.m.