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Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more
3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States
Get directionsWeekday | Schedule | Status |
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Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | Closed | |
Sun | Closed |
Once again you worked magic! You were so professional and informative! Thank you once again it is so appreciated!
My husband and I have closed on two or three homes with Kristy as our mortgage broker. Kristy and her staff where always there to answer my calls or emails and made our difficult transaction go smoothly. She is extremely professional, very knowledgeable, thorough in her explanation of things and has amazing response times. Dare to find anyone who will respond in a quicker and more professional way. We won't need to look anywhere else again. Thank you Kristy for everything!
Kristy did a great job for me. We had a few potential bumps in the process but she worked with her underwriters and we got through it all to success!
Best Loan Officer to deal with.
Kristy is simply the best! She worked with me and quickly got me a pre-approval letter finalized before I even began shopping for a house. As soon as I put an offer on a house and it was accepted, she worked tirelessly to ensure that no detail went overlooked. She and her team were in constant contact with me throughout the whole process and made sure they had everything they needed to get my loan approved quickly. Kristy worked closely with my realtor to make sure they were giving me the best deal they possibly could, and i... read more
Kristy and I go back to 2007. She got my husband and I pre-approved to approved on our first loan. When it came time to do a streamline refi again Kristy got us our streamline refi. A couple years ago we tried to do another streamline to lower the cost and interest, Kristy was very honest that it would not benefit us at the time and that we should try again in a couple years. Here Kristy and I along with my husband have worked together again to close on another refi. She has gotten us from a FHA loan to a conventional fixed ... read more
Thank you for all your help through the process and you made it remarkably simple. We were able to focus on the important things because we knew you and Brian were always taking care of business. We wouldn't hesitate to recommend you to someone else, you made the experience very pleasant. Thanks again!
Just a little something to say thank you for all your time and hard work on our loan process. God Bless You and Keep Smiling!
Kristy has always worked her magic every time! She is very professional with my clients but also makes them feel like they are number one. When there is a "bump" in the road she makes sure it doesn't turn into a "boulder"! In this challenging market it is very important to have communication as a high priority in every transaction. I feel fortunate to have her.
Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 168 reviews.
Kristy Lee Ruhkala (NMLS #256835) is open now. It will close at 6:00 p.m.