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Kristy Lee Ruhkala (NMLS #256835)

5.0
  • Mortgage Lenders
  • Roseville, CA

About this business

FinanceMortgage Lenders

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more

Location details

3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.0168 reviews
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Karen L Simmons's profile image
Karen L Simmons 
7 years ago

I just want to thank Kristy Ruhkala for helping me refinance my home. My husband, Paul, had started the paper work to refinance our home. But he pass away in October. So it up to me to finish the paper work. With Kristy's help, with lots of e-mails and phone calls back and forth. I was able to get the paper work that was needed to cleanup the loose ends and complete the refinancing of my home. I would also like to thank Rachel Black. Thank you for being patience with me. This was all new for me. Paul was the one who took car... read more

Justin Walstad's profile image
Justin Walstad 
8 years ago

Kristy was an excellent loan officer to work with. She handled all matters related to getting me my home loan promptly. I highly recommend her. 

Andrew Shaffer's profile image
Andrew Shaffer 
8 years ago

I believe Kristy did a great job! We had issues late in the transaction and Kristy handled them like a pro. Kristy went above a lender's regular scope of business to serve our client. Two Thumbs UP!!! ~Andrew @ KW Realty (Super Agent Team) 

Alisa Troise's profile image
Alisa Troise 
8 years ago

Kristy did an outstanding job: she had strong communications skills and went above and beyond to get this deal done! 

Christa wise's profile image
Christa wise 
8 years ago

Kristy did an amazing job with my refinance! Always kept me updated and worked hard to get me the best loan! Thanks Kristy 

Ana Torrez's profile image
Ana Torrez 
8 years ago

Kristy was an amazing loan officer! Her urgency on any requests and her support was impeccable. I would, with no regrets, recommend Kristy Ruhkala. 

George Marley's profile image
George Marley 
8 years ago

I would like to thank Kristy and her staff for working so hard with my loan. the VA loan was at best a challenge, however they were persistent and dedicated to the cause. if anyone needs a loan officer I would highly recommend Kristy and her staff for all your financial needs. Thank you, George Marley 

Veronica M Horn's profile image
Veronica M Horn 
8 years ago

Kristy did an exceptional job from start to finish with my loan. In a very competitive housing market her skills and diligence are invaluable. There were multiple offers on the home that I fell in love with, while the seller was reviewing offers she called the listing agent to let them know I was completely underwritten, and I am sure that she was an integral part of me getting my house. Her sincere and enthusiastic approach to helping all her customers is a rarity. I am a repeat customer for these reasons and would refer he... read more

Carl Moore's profile image
Carl Moore 
8 years ago

Our Real Estate Agent recommended Kristy and BVM and we found out why. We were already pre-approved through a "big bank" which ended up not working out. In short notice, Kristy was able to get us pre-approved and prepared the documents necessary for us to place an offer on a new home. Our home closed on time and Kristy was a big reason we were able to make this deal happen. In the past, we have worked with other companies where I had to "chase" the loan officer but in this case, Kristy was a true leader and did a fantastic j... read more

Frequently asked questions about Kristy Lee Ruhkala (NMLS #256835)

How is Kristy Lee Ruhkala (NMLS #256835) rated?

Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 168 reviews. 

When is Kristy Lee Ruhkala (NMLS #256835) open?

Kristy Lee Ruhkala (NMLS #256835) is open now. It will close at 6:00 p.m.