Kristy Lee Ruhkala (NMLS #256835)

jlbossygregory 

on Trulia

3 years ago

I made the offer and it was accepted then within days COVID19 took control. Throughout this challenging time, Kristy continued to work on getting me through the purchase process. We had a lot of bumps in the road but she was able smooth them over. So many unknowns in the process because of the incredible ways we had to rethink our work. Kristy was always positive, knowledgeable, courteous and patient throughout my frequent frustrations. She stayed on top of things and kept me apprised of each step and process. I would most d... read more

jlbossygregory 

on Zillow

3 years ago

I made the offer and it was accepted then within days COVID19 took control. Throughout this challenging time, Kristy continued to work on getting me through the purchase process. We had a lot of bumps in the road but she was able smooth them over. So many unknowns in the process because of the incredible ways we had to rethink our work. Kristy was always positive, knowledgeable, courteous and patient throughout my frequent frustrations. She stayed on top of things and kept me apprised of each step and process. I would most d... read more

briley3520 

on Trulia

3 years ago

Kristy helped us get our refinanced loan which let us pay off some bills and do some repair work on our house. She thoroughly explained the process, made it easy to get the paperwork collected and turned in and the process was completed very quickly. 

briley3520 

on Zillow

3 years ago

Kristy helped us get our refinanced loan which let us pay off some bills and do some repair work on our house. She thoroughly explained the process, made it easy to get the paperwork collected and turned in and the process was completed very quickly. 

Regan J. 

on Trulia

4 years ago

This is the second time of working with Kristy on a loan and we know we will utilize Kristy form now on. This loan we just completed was under extreme time constraints. Kritsy worked through all of them and is an absolute artist at playing the middle. We couldn't ask for a better advocate for our needs. Our loans are complicated and due to things out of our control, Kristy was knowledgeable in guiding us how to assemble the correct documents for Underwriting and getting us funded in time. Right at the last minute we had a sn... read more

Regan J. 

on Zillow

4 years ago

This is the second time of working with Kristy on a loan and we know we will utilize Kristy form now on. This loan we just completed was under extreme time constraints. Kritsy worked through all of them and is an absolute artist at playing the middle. We couldn't ask for a better advocate for our needs. Our loans are complicated and due to things out of our control, Kristy was knowledgeable in guiding us how to assemble the correct documents for Underwriting and getting us funded in time. Right at the last minute we had a sn... read more

Patricia Jones 

on Reach150

4 years ago

Kristy takes the stress out of the loan process. With so much knowledge of the loan process, Kristy is able to guide us with the least amount of steps to get us the loan we want at the interest we wanted. I don't know how she had the time but I always felt I was the most important person she was helping. I believe Kristy does this for everyone. I have recommended her to everyone I know who is looking to re-finance or set up a new mortgage. Thank you Krsity for all of your help! 

Steve Brown 

on Reach150

4 years ago

Kristy once again did a great job on financing our loan. Previously Kristy financed our original loan 5 1/2 years ago and I contacted her regarding financing. From initial contact through the final steps Kristy communicated clearly our refinance options and what information was needed and when. Kristy is very knowledgeable, thorough and easy to work with, I would highly recommend Kristy for any financing needs. 

Thomas Wiley 

on Reach150

4 years ago

I couldn’t have asked for a better person to work with, answered my calls when i had concerns or questions on the process. She helped through every step and she relieved the pressures of buying a home. Thank you so much, Kristy!! I would recommend Kristy 10 out of 10 times!