Kristy Lee Ruhkala (NMLS #256835)

Name: Kristy Lee Ruhkala (NMLS #256835)
Address: 3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, US
Telephone: (916) 960-5431
Price range: $$
Rating: 5

5.0

★★

161 reviews

|Mortgage Lenders|Roseville, CA 95661.0 United States

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3000 Lava Ridge Court, Suite 220, Roseville, CA 95661.0 United States

(916) 960-5431

https://www.bigvalleymortgage.com/officers/kristy-ruhkala/

Finance

Open now:9:00 am - 6:00 pm

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About

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers and real estate partners with delivering honesty, integrity, and excellence. Our purpose – help our neighbors finance their dreams of homeownership and we do this by livin

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5.0

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161 reviews

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Regan J. on Zillow

★★

3 years ago

This is the second time of working with Kristy on a loan and we know we will utilize Kristy form now on. This loan we just completed was under extreme time constraints. Kritsy worked through all of them and is an absolute artist at playing the middle. We couldn't ask for a better advocate for our needs. Our loans are complicated and due to things out of our control, Kristy was knowledgeable in guiding us how to assemble the correct documents for Underwriting and getting us funded in time. Right at the last minute we had a snafu in the paperwork and once again Kristy was there with sound steps to completed the escrow with literally minutes left. On top of all of that, she then shows up unexpectedly for the final signing of the paperwork! If you need a loan, we can honestly say there's no harder-working advocate you can have then Kristy.

Patricia Jones on Reach150

★★

3 years ago

Kristy takes the stress out of the loan process. With so much knowledge of the loan process, Kristy is able to guide us with the least amount of steps to get us the loan we want at the interest we wanted. I don't know how she had the time but I always felt I was the most important person she was helping. I believe Kristy does this for everyone. I have recommended her to everyone I know who is looking to re-finance or set up a new mortgage. Thank you Krsity for all of your help!

Steve Brown on Reach150

★★

3 years ago

Kristy once again did a great job on financing our loan. Previously Kristy financed our original loan 5 1/2 years ago and I contacted her regarding financing. From initial contact through the final steps Kristy communicated clearly our refinance options and what information was needed and when. Kristy is very knowledgeable, thorough and easy to work with, I would highly recommend Kristy for any financing needs.

Thomas Wiley on Reach150

★★

4 years ago

I couldn’t have asked for a better person to work with, answered my calls when i had concerns or questions on the process. She helped through every step and she relieved the pressures of buying a home. Thank you so much, Kristy!! I would recommend Kristy 10 out of 10 times!

Brenda Espeseth review for Kristy Lee Ruhkala (NMLS #256835)

Brenda Espeseth on Reach150

★★

4 years ago

Kristy saved our lives!! We needed a plan to get out of debt. and Kristy came up with a refinance that fits our budget with money left at the end of the month!! I’d highly recommend her to anyone who needs more income and tired of working overtime and withdrawing from your 401k to cover bills. Kristy showed us 3 different directions to take and together we picked out the best with only a 3.75% interest rate! She also told us we could cancel at any time. Allan and I are so happy we turned to her, she knows her job, and has been in it a long time and her experience is obvious! Thank You isn’t enough!! She is truly a blessing and I will always turn to her in the future and recommend her to others! She has saved us a LOT of money, worry and stress. Now we can enjoy life. 😊

Janie on Reach150

★★

4 years ago

To put it simply...Kristy is a rock star. She recently helped me with my home refinance, and it turned out that she was the best loan officer I could have hoped for. I tend to be a anxious person....but Kristy was always one step ahead of me when it came to having the information for me or addressing my concerns. She also sent me updates frequently, which broke the process down into manageable steps...making it a more simple task, which helped prevent the usual paperwork overload & overwhelm that I have experienced in the past. Yep...Kristy is most certainly a rock star.....I know you will feel the same. She's kind enough to ask to your next BBQ, funny enough to make you laugh, and most of all she's the best loan officer you will ever be lucky enough to work with.

Gloria Franco on Reach150

★★

4 years ago

I had the pleasure of working with Kristy on a few transactions. She worked diligently to get my clients approved for purchases. Her knowledge and communication is excellence. Kristy is a true professional in the lending industry!

Mary Ann Jones on Reach150

★★

4 years ago

Kristy was so efficient so knowledgeable and made this stressful process so much easier I would recommend her to all my family and friends she did an amazing job thank you Kristy for all that you did. I will definitely use her on my next transaction.

Ashonda Davenport on Reach150

★★

4 years ago

My husband and were 1st home buyers. Kristy explained the whole process and was very responsive with calls and emails. Loan closed on time!