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Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more
3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States
Get directionsWeekday | Schedule | Status |
---|---|---|
Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | Closed | |
Sun | Closed |
I made the offer and it was accepted then within days COVID19 took control. Throughout this challenging time, Kristy continued to work on getting me through the purchase process. We had a lot of bumps in the road but she was able smooth them over. So many unknowns in the process because of the incredible ways we had to rethink our work. Kristy was always positive, knowledgeable, courteous and patient throughout my frequent frustrations. She stayed on top of things and kept me apprised of each step and process. I would most d... read more
I made the offer and it was accepted then within days COVID19 took control. Throughout this challenging time, Kristy continued to work on getting me through the purchase process. We had a lot of bumps in the road but she was able smooth them over. So many unknowns in the process because of the incredible ways we had to rethink our work. Kristy was always positive, knowledgeable, courteous and patient throughout my frequent frustrations. She stayed on top of things and kept me apprised of each step and process. I would most d... read more
Kristy helped us get our refinanced loan which let us pay off some bills and do some repair work on our house. She thoroughly explained the process, made it easy to get the paperwork collected and turned in and the process was completed very quickly.
Kristy helped us get our refinanced loan which let us pay off some bills and do some repair work on our house. She thoroughly explained the process, made it easy to get the paperwork collected and turned in and the process was completed very quickly.
This is the second time of working with Kristy on a loan and we know we will utilize Kristy form now on. This loan we just completed was under extreme time constraints. Kritsy worked through all of them and is an absolute artist at playing the middle. We couldn't ask for a better advocate for our needs. Our loans are complicated and due to things out of our control, Kristy was knowledgeable in guiding us how to assemble the correct documents for Underwriting and getting us funded in time. Right at the last minute we had a sn... read more
This is the second time of working with Kristy on a loan and we know we will utilize Kristy form now on. This loan we just completed was under extreme time constraints. Kritsy worked through all of them and is an absolute artist at playing the middle. We couldn't ask for a better advocate for our needs. Our loans are complicated and due to things out of our control, Kristy was knowledgeable in guiding us how to assemble the correct documents for Underwriting and getting us funded in time. Right at the last minute we had a sn... read more
Kristy takes the stress out of the loan process. With so much knowledge of the loan process, Kristy is able to guide us with the least amount of steps to get us the loan we want at the interest we wanted. I don't know how she had the time but I always felt I was the most important person she was helping. I believe Kristy does this for everyone. I have recommended her to everyone I know who is looking to re-finance or set up a new mortgage. Thank you Krsity for all of your help!
Kristy once again did a great job on financing our loan. Previously Kristy financed our original loan 5 1/2 years ago and I contacted her regarding financing. From initial contact through the final steps Kristy communicated clearly our refinance options and what information was needed and when. Kristy is very knowledgeable, thorough and easy to work with, I would highly recommend Kristy for any financing needs.
I couldn’t have asked for a better person to work with, answered my calls when i had concerns or questions on the process. She helped through every step and she relieved the pressures of buying a home. Thank you so much, Kristy!! I would recommend Kristy 10 out of 10 times!
Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 166 reviews.
Kristy Lee Ruhkala (NMLS #256835) is closed now. It will open tomorrow at 9:00 a.m.