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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,703 reviews
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Trollhouse's profile image
Trollhouse 
5 years ago

Very easy loan process The loan process was very transparent and easy. 

Beariver1's profile image
Beariver1 
5 years ago

Amber super pushy to buy other products!. Saved me money. 3 hard pulls on credit. Relentless in making me buy additional products like car protection plan, gap, etc which added to my cost. Won't use them again. Ps. If you say no on other products then a man will relentlessly call you until you say yes. 

IssacOzzman's profile image
IssacOzzman 
5 years ago

Refinanced my 2015 Malibu Very Easy to work with and Fast load processing 

WessonSmith's profile image
WessonSmith 
5 years ago

Easy process, great rates.. Excellent group to work with. Made applyingfor a car loan so simple. The process could have been done in just a few days but I dragged my feet on a couple of things and the gentlemen I was working with was very patient and made sure to check in on my process. I got a better rate and a better monthly payment which is what I was looking for at this time. I would definitely use them again in the future. 

Star317's profile image
5 years ago

It's legit!. Got my payment down to where I initially wanted it to be. I highly recommended Rate Genius! 

Flamingo103's profile image
Flamingo103 
5 years ago

Easy but kinda long process Initially I was approved and had a new loan company within a day. It took an additional 2-3 weeks for funding and I didn’t even know who I was paying and how I was paying. They gave me a payment due date but no other account information which I had to keep hounding them for. Which was no big deal compared to the deal they got me. 

maxwe106's profile image
5 years ago

Easy Peasy Process & Savings I received a pre-qualified offer via CreditKarma and decided to apply. I received an answer about 2 days later from a loan officer, who was extremely helpful. Rategenius found a lender that was able to cut my APR in half! Paperwork was done in a day with no issue (I called my loan officer when I had questions and he was accesible even on the weekend). The transfer process takes 2-3 weeks, but every step of the transfer process was communicated to me clearly via phone or email. I received account ... read more

Mrainer74's profile image
Mrainer74 
5 years ago

Refinancing Car Loan Looked into refinancing my car loan just to see what was out there. Spoke with the agent, told him I was thinking about refinancing and leaning toward not doing it. He was very understanding and asked if he it was ok to send me a couple of quotes. Found several options and then answered all of my extensive questions about each. Picked one and he was with me every step of the way. Great experiance. 

sdeja52's profile image
5 years ago

Easy I applied through "Open Road Lending" per credit karmas suggestions and was approved at 12%. I had worked on building my credit and knew I could get a better rate than that. I was approved through rate genious at just below 6%. They will do the best to find you the lowest rate and the process was very easy. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,703 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.