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RateGenius

4.5

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.515,234 reviews
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FPatt107's profile image
7 years ago

Car Refinance I was first introduced to Rate Genius through Credit Karma and I trusted them, so I figured it was legit. Rate Genius's way of doing business is a bit unconventional, most of it being done through text and email, which initially had me thinking it was a scam. I received exceptional service from Chad, he was always available and ready to answer all of my questions. I was able to get a great interest rate for my car refinance which saved me almost $100 per month. They made the process very easy. 

ashleyf1028's profile image
ashleyf1028 
7 years ago

Quick, easy and awesome rate!. This was SUCH an easy process from start to finish. It only took about one day to apply, have my loan approved, and begin sending in the required info. Once my loan was approved, they e-mailed and sent physical documents for me to fill out within 2 days. I sent them back and that was the most work I had to do throughout the whole process. When I originally purchased my vehicle, I had a lower credit score (in the upper 500's) and had an interest rate of almost 13% (I know, awful). So I got my cr... read more

Nathaniel00's profile image
Nathaniel00 
7 years ago

Worked!. Not perfect, but generally user-friendly and I got a good loan. I'm happy with the service. 

metame's profile image
7 years ago

professional, helpful, friendly, quick and easy....very helpful and professional! 

GCC1209's profile image
7 years ago

Easy,simple & would definitely use again I first saw Rate Genius on Credit Karma I decided to give them a try. Thankfully I did because Victor was able to save me $130 a month on my car payment! Very easy process. Would recommend to anyone! 

LDubayew's profile image
7 years ago

Easiest Refi Great Money Saver I found this site thru Credit Karma. The process was so simple! I was connected with Eddie Sosa within 24 hours. He hunted for the best rate, saving me $100 a month! My credit has improved over the years. Now I will pay out less and get this car paid down sooner! The rep was easily accessiblevia telephone and email, and was quick to meet my needs. I HIGHLY suggest giving them a try. I mailed overnight they 4 items my new lender required- done! Easy as that! I wish ihad done this sooner! 

BigfanTx's profile image
7 years ago

Lightning fast process!. They are quick! Communication with an actual person over the phone was difficult at times (but they still responded) but online responses were super quick. 

woojo's profile image
7 years ago

What a pain in the butt First, the rate they post on Credit Karma DOES nOT match the rate they give you. Second My title was held in a state where the physical title is released upon settlement of the loan. They DID NOT understand this at all, and since I moved I need to request one from the DMV?!?!?! Give me a break!! I've already wasted 3 hours of my time and over a week figuring out all this crap and I have an excellent credit score! 

Trouble1029's profile image
Trouble1029 
7 years ago

Very easy process Lengthy paperwork 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.5 star rating with 15,234 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.