Kristy Lee Ruhkala (NMLS #256835)

Name: Kristy Lee Ruhkala (NMLS #256835)
Address: 3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, US
Telephone: (916) 960-5431
Price range: $$
Rating: 5

5.0

★★

161 reviews

|Mortgage Lenders|Roseville, CA 95661.0 United States

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3000 Lava Ridge Court, Suite 220, Roseville, CA 95661.0 United States

(916) 960-5431

https://www.bigvalleymortgage.com/officers/kristy-ruhkala/

Finance

Open now:9:00 am - 6:00 pm

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About

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers and real estate partners with delivering honesty, integrity, and excellence. Our purpose – help our neighbors finance their dreams of homeownership and we do this by livin

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5.0

★★

161 reviews

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KarenVerity on Trulia

★★

3 years ago

Kristy was wonderful in helping us finance our new home. Even with some of the seller's hiccups, Kristy's expertise made sure we were able to stay on time. She is awesome and we will definitely recommend her to family and friends looking to purchase or refinance.

KarenVerity on Zillow

★★

3 years ago

sukafish72 on Trulia

★★

3 years ago

Kristy will work for and with you to make it happen. Thanks to her for making the loan happen. When we are In the middle of a Pandemic, she just kept on pushing through.

sukafish72 on Zillow

★★

3 years ago

Kristy will work for and with you to make it happen. Thanks to her for making the loan happen. When we are In the middle of a Pandemic, she just kept on pushing through.

jlbossygregory on Trulia

★★

3 years ago

I made the offer and it was accepted then within days COVID19 took control. Throughout this challenging time, Kristy continued to work on getting me through the purchase process. We had a lot of bumps in the road but she was able smooth them over. So many unknowns in the process because of the incredible ways we had to rethink our work. Kristy was always positive, knowledgeable, courteous and patient throughout my frequent frustrations. She stayed on top of things and kept me apprised of each step and process. I would most definitely refer friends and family to Kristy Ruhkala.

jlbossygregory on Zillow

★★

3 years ago

briley3520 on Trulia

★★

3 years ago

Kristy helped us get our refinanced loan which let us pay off some bills and do some repair work on our house. She thoroughly explained the process, made it easy to get the paperwork collected and turned in and the process was completed very quickly.

briley3520 on Zillow

★★

3 years ago

Regan J. on Trulia

★★

3 years ago

This is the second time of working with Kristy on a loan and we know we will utilize Kristy form now on. This loan we just completed was under extreme time constraints. Kritsy worked through all of them and is an absolute artist at playing the middle. We couldn't ask for a better advocate for our needs. Our loans are complicated and due to things out of our control, Kristy was knowledgeable in guiding us how to assemble the correct documents for Underwriting and getting us funded in time. Right at the last minute we had a snafu in the paperwork and once again Kristy was there with sound steps to completed the escrow with literally minutes left. On top of all of that, she then shows up unexpectedly for the final signing of the paperwork! If you need a loan, we can honestly say there's no harder-working advocate you can have then Kristy.