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Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more
3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States
Get directionsWeekday | Schedule | Status |
---|---|---|
Mon | 9:00 a.m. to 6:00 p.m. | |
Tue | 9:00 a.m. to 6:00 p.m. | |
Wed | 9:00 a.m. to 6:00 p.m. | |
Thu | 9:00 a.m. to 6:00 p.m. | |
Fri | 9:00 a.m. to 6:00 p.m. | |
Sat | Closed | |
Sun | Closed |
This our second refi with Kristy the last 5 years, and it was Outstanding and better than the first! Kristy maintained phenomenal communication with us via text and voice throughout the entire transaction and gave us cool APPS from American Pacific Mortage to streamline the process. Most of the signing was done without direct interaction using e-signatures which added a layer of safety during the pandemic. Overall fastastic job...Kristy is very knowledgeable professional!
I’ve barely been in my house but the interest rates had dropped so low and I wanted to take advantage. This is the home I plan to stay in through my retirement, so lower payments are key. Kristy took most of my info and then we waited until I gave the green light to lock in. There were a couple of bumps in the road but Kristy jumped right on it and it was smooth sailing. I’ve used her twice, my son had used her, and we would both do it again! Thanks to Kristy for an easy refi.
I’ve barely been in my house but the interest rates had dropped so low and I wanted to take advantage. This is the home I plan to stay in through my retirement, so lower payments are key. Kristy took most of my info and then we waited until I gave the green light to lock in. There were a couple of bumps in the road but Kristy jumped right on it and it was smooth sailing. I’ve used her twice, my son had used her, and we would both do it again! Thanks to Kristy for an easy refi.
Professional, great communication, works quickly and gets the job done. Thank you for all your help it was refreshing to work with such a professional. We are happy with how everything turned out and can’t wait to start on our projects.
Professional, great communication, works quickly and gets the job done. Thank you for all your help it was refreshing to work with such a professional. We are happy with how everything turned out and can’t wait to start on our projects.
Kristy was wonderful in helping us finance our new home. Even with some of the seller's hiccups, Kristy's expertise made sure we were able to stay on time. She is awesome and we will definitely recommend her to family and friends looking to purchase or refinance.
Kristy was wonderful in helping us finance our new home. Even with some of the seller's hiccups, Kristy's expertise made sure we were able to stay on time. She is awesome and we will definitely recommend her to family and friends looking to purchase or refinance.
Kristy will work for and with you to make it happen. Thanks to her for making the loan happen. When we are In the middle of a Pandemic, she just kept on pushing through.
Kristy will work for and with you to make it happen. Thanks to her for making the loan happen. When we are In the middle of a Pandemic, she just kept on pushing through.
Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 166 reviews.
Kristy Lee Ruhkala (NMLS #256835) is closed now. It will open tomorrow at 9:00 a.m.