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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,710 reviews
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Anonymous's profile image
Anonymous 
8 years ago

easy Very easy company to deal with. it was a pleasure to work with them. 

Georgeahamnos's profile image
Georgeahamnos 
8 years ago

Very very helpful!!!. I was looking to refinace and i worked with Gerald he gave me some great options but i went with my bank Chase instead for just long term credit purposes and the fact I am gona buy a home very soon.In general for people to know and learn if you have a car and it is refinancing that you are trying to do pay a little more off a month on the principal and the reason is banks and lenders like rate genius or IFS and ohers usually only will lend the amount of the cars worth not the loan.I got approved through... read more

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Anonymous 
8 years ago

Awesome experience Worked with Rob and Shawn who were both helpful and patient. There is a little paperwork involved and getting forms notorized but the turnaround was still less than 2 weeks and I cut 12 months of the payment of my loan so very happy. Thank you Credit Karma and RateGenius 

DonovanHamrick's profile image
DonovanHamrick 
8 years ago

Great refinance experience I got an auto loan from the dealer--I know, big 'no no'--and I looked for refinance options. I initially looked at Blue Harbor, but was non-plussed with their offers, so I kept looking. I found out about RateGenius through another website and went and filled out their questionnaire. I was promptly contacted (I'm pretty sure they called my cell, but I cannot remember) to discuss what I wanted: I wanted to decrease the overall loan cost and the monthly payments. They went over my offers and I chose o... read more

Adlene89's profile image
8 years ago

Great experience I was originally with Westlake Financial Service with a rate of 13.99%. I waited a year to refinance with Rate Genius and they found me loan with a 3.74% rate . Awesome will use them again on my next purchase. 

vcapiak's profile image
8 years ago

Excellent Experience!. Super impressed. We are self employed and the majority of our credit is in my name, my score is excellent and I have no problem getting credit. My husband has very little activity on his bureau since everything is in my name and that hurts his score. Also, when we bought his car, our taxes weren't done for the year so we had no proof of income. His rate was stupid high. Had an alert on credit karma pop up about rategenius, decided to give it a try and it was so easy. Filled out the app, next morning we... read more

Anonymous's profile image
Anonymous 
8 years ago

Went from 6.75 APR to 2.99 APR It was a pleasent experience... not pushy had patients with me because I was doing it for my 83 yrs old Father and he kept flip floping ...But he finally realized the benifit and savings 

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Anonymous 
8 years ago

ok but could have been better i went from 12.95 to 2.99 big savings 

Anonymous's profile image
Anonymous 
8 years ago

Refinance was easy This was a great experience 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,710 reviews. 

When is RateGenius open?

RateGenius is open now. It will close at 8:00 p.m.