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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,710 reviews
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FredaWalker's profile image
FredaWalker 
9 years ago

After being turned down by almost everyone, they helped me refinance my car and got my car warranty extended. They were very helpful and the process was quick and easy, took 3 days to get everything done and my first payment is due almost 2 months later. :) 

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Karimah28 
9 years ago

Quick Fast and stress free I was over paying for my car due to my bad credit but after 2 years of on time payments I decided to apply for arefinance. Within two weeks rate geniusnot only found a credit union with a lower interest rate but they got my payments lowered $117 per month. 

rgordon2467's profile image
rgordon2467 
9 years ago

Great way to refinance a vehicle.. I refinanced my truck about 10 months ago and got a great rate. I've come back to RateGenius again to refinance again to lower my payments. Very fast process. 

Anonymous's profile image
Anonymous 
9 years ago

Thank You Ive used RG twice so far for better car insurance policys and the business has been great. There professional and make the process very comfortable. I just wanted to say I recommend RG to anyone who is looking for a great deal without the manipulation of insurance companies. THANK YOU RATE GENIUS!!!!!!!! 

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Anonymous 
9 years ago

Beats The Dealership...Every Time!. The Process was easy. Used Them to reduce my interest rate after taking a higher one to reestablish credit for a year. Went through the dealership to refi my original loan , however Rate genius offered a much lower interest rate. 

Anonymous's profile image
Anonymous 
9 years ago

Grateful for the help I am still so grateful for RG being there a 2nd time for me. Manuel Parraga's customer service was so wonderful, his sensitivity to my needs being coupled with understanding, thank you again Manuel! And Danny Sanabria, the Loan Processor just got the job done; again, thank you and all the Financial backup. I have a grandson that needs my help and by my truck being refinanced now allows me the extra money to help. -Margie 

Anonymous's profile image
Anonymous 
9 years ago

PAYING $71 LESS FOR MY CAR PAYMENT Good stuff! I refinanced for a lower interest rate.....and now my payment is $71 less each month. I loved they were willing to quickly help me. $71 may not be much to some, but thats an extra tank of gas FOR FREE each month and then some :) I have recommended them to a few friends and family already. 

Anonymous's profile image
Anonymous 
9 years ago

I received a letter in the mail and I was a little skeptical but I called them after reading good reviews on them, most of the ones I read were positive ones and they had been able to lower people's interest by far, so I decided give it a try. I have a 5% on my current loan but recently they applied almost 4 grand towards my principle and I wanted to recalculate the pmts so that I could save some money on my monthly payment. Customer service was good, but no one called me back within the first 24 hrs like like the rep stated... read more

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Anonymous 
9 years ago

I Saved Money Within 2 Days. Easy. Fast First, let me say, I wasn't familair with this company. But after researching, I saw they might be a good fit to help save me money. BINGO! It worked. I wsan't sure how the process of refinancing my car loan would work, but they helped me every step. I really only had to sign some docs and send them back. It's prepaid, so it doesn't cost money. I love that RG doesnt charge you for their service. My loan officer was informative. I saved $120 a month on my car payment. I also love that I... read more

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,710 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 9:00 a.m.