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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,710 reviews
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Anonymous 
9 years ago

Gene was great Just refinanced with RateGenius. The associate that helped me, Gene G. was amazing and helpful in every step. 

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Anonymous 
9 years ago

I Loved Working with Kirk!. Kirk M. at rate genius helped me out so much. Got me from a 12% APR to a 4% APR! And he did all the work!! Great experience. They offer a referral program too that pays you if your friends/family apply and refinance their car with them! I saw another user say they might call you a lot. They do, but Kirk checked in with me a lot to keep me updated on everything and make sure I didnt have questions. Good stuff. I appreciated it. 

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Anonymous 
10 years ago

Easy. Saved Lots of Money. Love It.. First off, they don;t charge you for their services. Not sure how many businesses can save you a lot of money and not charge you for their services??? Anyway, theseguys were able to get us refinanced for a 10% interest rate LOWER than our current lender , lowered payment by almost $100, and we gained GAP insurance and was able to keep our warranty coverage. Everyone else turned us down even after a year of making all our payments on time. 

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Anonymous 
10 years ago

Easy and very courteous!. Got a letter from them and called. Have talked to others about a possible refinance of my F450 and no company wanted to touch it but them. The saved me half the interest rate and over $100 dollars a month. I do not like to be pressure sold on anything and the salesman did not try this. His name was Aaron Witt and was very helpful and friendly. Would do business with RateGenious and Aaron again. Would recomend him to anyone seeking a refinance. 

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Anonymous 
10 years ago

I didn't know I could refinance my car I received a call and was skeptical, but they actually saved me $2,400 over the life of my loan. Took me from 19% down to 5.49%. Would def recommend them. 

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Anonymous 
10 years ago

Love It! Saved 16% On My Interest I wasn't aware you could refinance your vehicle, then I leanred about RG. AWESOME! They were quick to help me and answer my questions. I like that they do pretty much everything for you. They also don't charge you anythi ng for their services, which surprised me. They are saving me money, yey they don;t charge you for it. That was great. All I had to do was sign a few documents. I have already suggested this to a few friends and family members. Patrly because the company offers you $50 for ... read more

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Anonymous 
10 years ago

I spoke with someone name john, he was very polite and consistent. He checked on my application status, followed up with me the whole time. I had a 17% interest rate and got it down to 6.49%. I was playing 501.00 per month. Now it's down to 411 per month with GAP insurance included and a warrenty up to 100000. They were very helpful. I LOVE RATE GENIUS 

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Anonymous 
10 years ago

VERY HAPPY WITH RATE GENIUS!!!. I refinanced through rate genius and I am very pleased with them. I was paying 17.5% interest and $442 per month on my car loan. I was able to get it dropped to 6.2% and now pay $312 per month. I would highly recommend them to anyone shopping around to refinance. 

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Anonymous 
10 years ago

Not pushy They got me a great rate on one of my cars and I told them I didn't like the rate on the 2nd vehicle so I told them. They worked hard to get me a better rate. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,710 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 9:00 a.m.