RateGenius's cover image
Claimed

This profile has been claimed by the business owner or representative.

RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

Get directions
WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,878 reviews
Select a rating
SusanHSG's profile image
12 years ago

Great Experience applied this afternoon. approved this evening. interest rate was 16.43%, now itis 2.99% !!! savings of 146 permonth. impressed with these guys! 

Anonymous's profile image
Anonymous 
12 years ago

Great Company!. I found Rate Genius to be very helpful and was surprised by the other reviews. I recieved a letter in the mail stating they could lower my interest rate. In one day, I was pre approved at MORE THEN HALF my current interest rate. The rest of the process went very smoothly and they seemed very professional. 

Anonymous's profile image
Anonymous 
12 years ago

Quick, Courteous, and saved me THOUSANDS I purchased a 2005 Nissan Xterra a few years back and because of my husband's lack of credit and my meager income we got slammed with an interest rate of 17.9%. My company currently works with RateGenius on a regular basis, so I thought I would submit an application for refinance based on my knowledge of all the people they help every day. I recieved a call back the same day, and since I was now working (and not interning) they were able to offer me a rate of 4.75% saving me around 50... read more

Anonymous's profile image
Anonymous 
12 years ago

great experience easy process, very communicative. Refinced a Jeep Liberty that was through Chrysler (TD Autofinance).... rate went from 9.75 to 5%...payment dropped $106.00 per month without any additional months added to the loan. Even received a follow-up email to ensure I was satisfied. 

Anonymous's profile image
Anonymous 
12 years ago

great company I recently got a refinance carloanwhich took 4daysfor approval with U.S. Bank. I applied 10/27/12 and date funded with new bank -10/31/12. Michelle R.was very considerate of my time and also very informative. The rate was given not lower than CarFinance.com but a .04 % difference and I prefer a name brand bank. The con's don't quite understand how the payoff check process works for old Bank -Capital One (theives). 

RS0124024's profile image
RS0124024 
12 years ago

Great service and was offered insurance, but I know how important insurance is so got it anyways. Even with the new insurance my payment was stil 34 dollars less for the next 23 months!. I saved about 800 dollars of interest payments. 

SIXTO777's profile image
12 years ago

I called the number that Google gave me and was answered by a nice lady. I gave her some personal and car info regarding my status. My credit is Fair according to CreditKarma and was approved for a car loan where my payment went Down from $747.02 to $659.78. I was Like WOW! Thanks RateGenius and Pronto Credit. 

Anonymous's profile image
Anonymous 
12 years ago

These reviews are totallywrong. They never tried to sell me anything. My FICO is 681 and they got me down from 12.5 to 6.7 %. 

Anonymous's profile image
Anonymous 
12 years ago

We were in need of a Lease Buyout Auto Loan for our ending Honda lease. We were able to complete the entire process in just a few days, and it was a pleasent transaction. Lulu was personable, attentive to our concerns, and professional. I was a bit skeptical due to some of the ratings I had read online, but truthfully our experience was far from the negative reviews some have posted. I kept in mind that people are less likely to write about a good experience vs a poor one. I would recomment rategenius to a friend as well as ... read more

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,878 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 7:00 a.m.