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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,878 reviews
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rgordon2467 
10 years ago

Great way to refinance a vehicle.. I refinanced my truck about 10 months ago and got a great rate. I've come back to RateGenius again to refinance again to lower my payments. Very fast process. 

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Anonymous 
10 years ago

Thank You Ive used RG twice so far for better car insurance policys and the business has been great. There professional and make the process very comfortable. I just wanted to say I recommend RG to anyone who is looking for a great deal without the manipulation of insurance companies. THANK YOU RATE GENIUS!!!!!!!! 

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Anonymous 
10 years ago

Beats The Dealership...Every Time!. The Process was easy. Used Them to reduce my interest rate after taking a higher one to reestablish credit for a year. Went through the dealership to refi my original loan , however Rate genius offered a much lower interest rate. 

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Anonymous 
10 years ago

Grateful for the help I am still so grateful for RG being there a 2nd time for me. Manuel Parraga's customer service was so wonderful, his sensitivity to my needs being coupled with understanding, thank you again Manuel! And Danny Sanabria, the Loan Processor just got the job done; again, thank you and all the Financial backup. I have a grandson that needs my help and by my truck being refinanced now allows me the extra money to help. -Margie 

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Anonymous 
10 years ago

PAYING $71 LESS FOR MY CAR PAYMENT Good stuff! I refinanced for a lower interest rate.....and now my payment is $71 less each month. I loved they were willing to quickly help me. $71 may not be much to some, but thats an extra tank of gas FOR FREE each month and then some :) I have recommended them to a few friends and family already. 

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Anonymous 
10 years ago

I received a letter in the mail and I was a little skeptical but I called them after reading good reviews on them, most of the ones I read were positive ones and they had been able to lower people's interest by far, so I decided give it a try. I have a 5% on my current loan but recently they applied almost 4 grand towards my principle and I wanted to recalculate the pmts so that I could save some money on my monthly payment. Customer service was good, but no one called me back within the first 24 hrs like like the rep stated... read more

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Anonymous 
10 years ago

I Saved Money Within 2 Days. Easy. Fast First, let me say, I wasn't familair with this company. But after researching, I saw they might be a good fit to help save me money. BINGO! It worked. I wsan't sure how the process of refinancing my car loan would work, but they helped me every step. I really only had to sign some docs and send them back. It's prepaid, so it doesn't cost money. I love that RG doesnt charge you for their service. My loan officer was informative. I saved $120 a month on my car payment. I also love that I... read more

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Anonymous 
10 years ago

Gene was great Just refinanced with RateGenius. The associate that helped me, Gene G. was amazing and helpful in every step. 

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Anonymous 
10 years ago

I Loved Working with Kirk!. Kirk M. at rate genius helped me out so much. Got me from a 12% APR to a 4% APR! And he did all the work!! Great experience. They offer a referral program too that pays you if your friends/family apply and refinance their car with them! I saw another user say they might call you a lot. They do, but Kirk checked in with me a lot to keep me updated on everything and make sure I didnt have questions. Good stuff. I appreciated it. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,878 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 7:00 a.m.