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RateGenius

4.9

About this business

RateGenius is a nationwide online lending platform. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, and SUVs. 

Location details

9300 United Dr, Ste 180, Austin, TX, 78758, United States

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WeekdayScheduleStatus
Mon7:00 a.m. to 8:00 p.m.
Tue7:00 a.m. to 8:00 p.m.
Wed7:00 a.m. to 8:00 p.m.
Thu7:00 a.m. to 8:00 p.m.
Fri7:00 a.m. to 8:00 p.m.
Sat9:00 a.m. to 6:00 p.m.
SunClosed
4.912,710 reviews
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Anonymous's profile image
Anonymous 
11 years ago

RateGenius is a very good option.. I have used RateGenius twice for loan refinancing. I am in the market for another vehicle and will use tthem again. Friendly and helpful. They got my refi interest rates down a lot. Almost in half! Highly recommended. For those who complain about credit inquiries... How do you expect them to get you approved without running your credit through banks or credit unions??? Seems like a silly complaint from some of you. 

Gwillia4's profile image
11 years ago

Great service, Great advice Being new to the re-finance part of everything, I was a little skiddish. I was able to gain trust with rate genius and Kurt Mullick and Sasha Allen-Creamer did a very outstanding job with making sure the loan got funded properly and everything was organized and submitted. Definitely go through Kurt Mullick, he really worked on making sure that my financial situation would be for the best. 

SusanHSG's profile image
11 years ago

Great Experience applied this afternoon. approved this evening. interest rate was 16.43%, now itis 2.99% !!! savings of 146 permonth. impressed with these guys! 

Anonymous's profile image
Anonymous 
11 years ago

Great Company!. I found Rate Genius to be very helpful and was surprised by the other reviews. I recieved a letter in the mail stating they could lower my interest rate. In one day, I was pre approved at MORE THEN HALF my current interest rate. The rest of the process went very smoothly and they seemed very professional. 

Anonymous's profile image
Anonymous 
11 years ago

Quick, Courteous, and saved me THOUSANDS I purchased a 2005 Nissan Xterra a few years back and because of my husband's lack of credit and my meager income we got slammed with an interest rate of 17.9%. My company currently works with RateGenius on a regular basis, so I thought I would submit an application for refinance based on my knowledge of all the people they help every day. I recieved a call back the same day, and since I was now working (and not interning) they were able to offer me a rate of 4.75% saving me around 50... read more

Anonymous's profile image
Anonymous 
11 years ago

great experience easy process, very communicative. Refinced a Jeep Liberty that was through Chrysler (TD Autofinance).... rate went from 9.75 to 5%...payment dropped $106.00 per month without any additional months added to the loan. Even received a follow-up email to ensure I was satisfied. 

Anonymous's profile image
Anonymous 
11 years ago

great company I recently got a refinance carloanwhich took 4daysfor approval with U.S. Bank. I applied 10/27/12 and date funded with new bank -10/31/12. Michelle R.was very considerate of my time and also very informative. The rate was given not lower than CarFinance.com but a .04 % difference and I prefer a name brand bank. The con's don't quite understand how the payoff check process works for old Bank -Capital One (theives). 

RS0124024's profile image
RS0124024 
12 years ago

Great service and was offered insurance, but I know how important insurance is so got it anyways. Even with the new insurance my payment was stil 34 dollars less for the next 23 months!. I saved about 800 dollars of interest payments. 

SIXTO777's profile image
12 years ago

I called the number that Google gave me and was answered by a nice lady. I gave her some personal and car info regarding my status. My credit is Fair according to CreditKarma and was approved for a car loan where my payment went Down from $747.02 to $659.78. I was Like WOW! Thanks RateGenius and Pronto Credit. 

Frequently asked questions about RateGenius

How is RateGenius rated?

RateGenius has a 4.9 star rating with 12,710 reviews. 

When is RateGenius open?

RateGenius is closed now. It will open tomorrow at 9:00 a.m.