RateGenius

Anonymous 

on Creditkarma

10 years ago

Great Experience Although I have not received a reply yet on whether or not my interest rate would be lower, I had a good experience. I was not asked to buy anything and the lender with whom I spoke with was very nice and patient. I have no complaints. Even if I don't get a lower rate, I recommend them. It was only a shot to see if I could lower my rates anyways. If they can't lower it, then they can't simple as that. 

Loctord 

on Creditkarma

11 years ago

Great Experience Not sure where all the bad reviews are coming from, but I had a great experience. I was actually put in contact with Kurt at rategenius through lending tree. Kurt was more than willing to help with any questions I had and the whole process was completed in a week. I was able to get my new car loan down from 6.15% to 2.49%. Very quick and easy. 

Anonymous 

on Creditkarma

11 years ago

Great service and follow up.. I refinanced my loan with rate genius. I applied online next day talked with them and within a week the process was finished smoothly. Any questions I had was answered same day and would recommend to anyone 

Anonymous 

on Creditkarma

11 years ago

Great Experiance I was approved the same day the loan funded a week later, got the papers by email so it was fast. Cut my interest by 2/3rds, they were nice, didn't have any problems. 

Anonymous 

on Creditkarma

11 years ago

GREAT EXPERIENCE!. I refinanced by auto loan with the help of rate genius and my payments were cut in half and the process was so easy! I refer all family and friends to RateGenius! 

Anonymous 

on Creditkarma

11 years ago

Happy Customer Was thrilled to get a loan refinanced and drop by 4% points over the course of the loan. My loan specialist was friendly and located in my city so I was able to go to the office and review the paperwork in person. They saved me time and money. They followed up on my questions regarding additional payments and I was happy with the process. 

Anonymous 

on Creditkarma

11 years ago

nolongerupsidedown After paying off 2 vehicle loans over 4 years at 22% with excellent payment history, I purchased a new vehicle in 2-2012 and recieved a rate of 14.73 from the dealers lender(RoadLoans). On 1-2013 I purchased a second vehicle for my wife, and although I had a year of perfect payments I get stuck with a rate of 18.24 from the dealers lender (Regional Acceptance). In June I used Lending tree to get the first vehicle refinanced and one of the options was my current lender at a higher rate. Anthony at Rate Geni... read more

Anonymous 

on Creditkarma

11 years ago

Surprised they dont have higher reviews!. My review in a few words are FAST, Super easy and very responsive! I am building my credit back from a bk discharged almost two years ago and was surprised they gave me 5% rate. I love dealing with businesses like this! Save me money and make it so dang easy! I didnt have to send income docs either! All done in a matter of days and before my next payment. I sent an email question to two different reps and both replied within minutes to my question! I dont know if my case is unusual b... read more

Anonymous 

on Creditkarma

11 years ago

RateGenius is a very good option.. I have used RateGenius twice for loan refinancing. I am in the market for another vehicle and will use tthem again. Friendly and helpful. They got my refi interest rates down a lot. Almost in half! Highly recommended. For those who complain about credit inquiries... How do you expect them to get you approved without running your credit through banks or credit unions??? Seems like a silly complaint from some of you.