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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
They are only a middle man. Rate Genius said I was approved and then I get a letter from the lender that I was denied
They draw you in with promise of low rate run hard credit on you and do not come close to offer on KC. 800 score by the way
Stay away. Don’t listen when it says it will lower you interest rate with their offers. Went through the process after it said I could lower my rate by 2%. My credit score is over 800 and they came back with a rate higher than what I am currently at - oh but they added GAP insurance which I didn’t ask for anyway. Scam don’t bother.
Falsos
I have around 750 credit score…. When CK sends me an alert on reducing my car loan and interest %, I looked at good deals what states I have a “good” or “high” chance of qualifying for….. boy was it not even close to the 3 options it showed… I ask the lender why it wasn’t close ? All he said was that was just a rough estimate….. ridiculous. Not only that, did I not find out till after was the loan application $500…. All in all , it increase my cars total payoff by $3k but I did save $100 off a month for my car payment…. Big ... read more
RateGenius is a middle man please don’t waste your time. Contact directly to the lender bank. RateGenius could not get a lower APR instead put a hard inquiry on my credit. Stay away please.
How absolutly ridiculous (Rategenius). All they do is farm out the application to many lenders. More credit pulls. The rates posted do not reflect the rates provided. The time for approval is more than 24 hours and can be up to 72 hours. If I want this hassle, I would just apply to the lenders myself. Try calling...left on hold for more the 10 mins and then forced to leave a voice mail. So I emailed in to customer service for status and got almost a boilerplate reply. I will NEVER use them again. I am nearly 100% sure they w... read more
Process took 34 days start to finish. I have never had to provide so much information, over and over again. The docusign had to be completed 12 different times between my husband and I both logging in to complete. And no one could tell us what was going wrong since we got the “congratulations your done” email after each one. If it hadn’t been for them already dinging our credit scores I would have told them to forget it. So frustrating. Definitely do NOT recommend.
bait and switch, hard credit pull
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,296 reviews.
When is RateGenius open?
RateGenius is open now. It will close at 8:00 p.m.