E Mortgage Capital's cover image

This profile has been claimed by the business owner or representative.

E Mortgage Capital

4.8

About this business

Location details

18071 Fitch, Suite 200, Irvine, CA, 92614, United States

Get directions
WeekdayScheduleStatus
Mon9:00 a.m. to 7:00 p.m.
Tue9:00 a.m. to 7:00 p.m.
Wed9:00 a.m. to 7:00 p.m.
Thu9:00 a.m. to 7:00 p.m.
Fri9:00 a.m. to 7:00 p.m.
SatClosed
SunClosed
4.88,436 reviews
Select a rating
S. H.'s profile image
S. H. 
4 years ago

Won’t touch E-Mortgage Capital on any further transactions. Not because of the team that worked the details of my refinance, as they were good, but for the loan officer/Vice-President (Steve Lopez) and the CEO (Joe Shalaby). Steve Lopez made the verbal/written promises of $500 discount after closing. I closed on 3 March 2021 and after 9 emails and countless calls over two months regarding the $500 discount all I got was repeated lies and deceit. Steve Lopez’s excuses included: it’s being approved, check is in the mail, w... read more

S. H.'s profile image
S. H. 
4 years ago

Won’t touch E-Mortgage Capital on any further transactions. Not because of the team that worked the details of my refinance, as they were good, but for the loan officer/Vice-President (Steve Lopez) and the CEO (Joe Shalaby). Steve Lopez made the verbal/written promises of $500 discount after closing. I closed on 3 March 2021 and after 9 emails and countless calls over two months regarding the $500 discount all I got was repeated lies and deceit. Steve Lopez’s excuses included: it’s being approved, check is in the mail, w... read more

Sarah S.'s profile image
Sarah S. 
4 years ago

More communication regarding status would have been helpful. 

Kurt M.'s profile image
Kurt M. 
4 years ago

Started out with a different lender and 5 months later with no results switched to E Mortgage. Closed in a month. 

Nwaeze O.'s profile image
Nwaeze O. 
4 years ago

Nancy should learn to listen to customers when the call for question regarding their mortgage transaction. She took our call but refuised to speak with use regarding our mortgage. Why will she but her infiormation on the document to call her witrh questions, and wehen we did she completely refused to sopeak with us, stating she is the manager. 

Arthur C.'s profile image
Arthur C. 
4 years ago

I never once spoke with her. Everything was through email 

David M.'s profile image
David M. 
4 years ago

1. Fix your website so when people submit requested documents they only have to do it once. 2. Train your people so they do a better job of understanding the documents they have received. After everything was said and done, I found out that after my escrow closed, two sources of income had not been submitted to the under writer making qualification way more difficult than it needed to be. 3 . Improve communication between your people and customers. 

Kenny H.'s profile image
Kenny H. 
4 years ago

Cost me about 5,000 more last time after a horrible experience with Freedom. I was promised it would not happen and my agent kept his word. I don't recommend Penny Mac or Freedom Mortgage but Mr Santos is the best....!! 

ELIZABETH J.'s profile image
ELIZABETH J. 
4 years ago

The processor was great. Kevin made me feel as though my questions and concerns were wasting his time and let me know I should be embarrassed by my credit. I would never use him again or refer him to anyone. 

Frequently asked questions about E Mortgage Capital

How is E Mortgage Capital rated?

E Mortgage Capital has a 4.8 star rating with 8,436 reviews. 

When is E Mortgage Capital open?

E Mortgage Capital is closed now. It will open tomorrow at 9:00 a.m.