Kristy Lee Ruhkala (NMLS #256835)

Name: Kristy Lee Ruhkala (NMLS #256835)
Address: 3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, US
Telephone: (916) 960-5431
Price range: $$
Rating: 5

5.0

★★

161 reviews

|Mortgage Lenders|Roseville, CA 95661.0 United States

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3000 Lava Ridge Court, Suite 220, Roseville, CA 95661.0 United States

(916) 960-5431

https://www.bigvalleymortgage.com/officers/kristy-ruhkala/

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About

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers and real estate partners with delivering honesty, integrity, and excellence. Our purpose – help our neighbors finance their dreams of homeownership and we do this by livin

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5.0

★★

161 reviews

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Curtis L States on Reach150

★★

a year ago

Kristy went above and beyond in the loan process while I was sick with Covid. She walked me through every step of the process and then some when she helped me extract the needed documents from IRS abd bank statements. I would highly recommend her for home loans.

Cory Blakley on Reach150

★★

a year ago

Kristy has helped us with home loans several times and is always absolutely amazing to work with. She has impeccable customer service, and her vast knowledge of the industry sets her apart from her peers. Thank you Kristy for providing us with a quick, stress free and top quality loan process.

Rodger and Bonnie Corbett on Reach150

★★

a year ago

This is the second time in three years we have used Kristy Ruhkala for our home financing needs. She was our loan officer when we purchased our home three years ago and again recently when we refinanced our home. She is always very professional and makes the financing process very easy. Her and her team at Big Valley Mortgage are very knowledgeable regarding the loan process and are very enjoyable to work with. We highly recommend Kristy and the team at Big Valley for all of your home financing needs. We will definitely use Kristy in the future if the need arises.

neil randall on Reach150

★★

a year ago

she was a task master keeping us on track. we had a short escrow to begin with but we closed even before that. she kept us aware of what was happening next being very proactive with many touches. kept us more informed than our realtor did. she was not only available for some minor hand holding but i think she had an inherent empathy to know at what points we were struggling and we needed a bit of a mental boost to get through the process. paperwork can be mind numbing and stressful. while managing her end kristy also managed to make the experience better from our end at the same time highly recommend

Jaydee Canoza on Reach150

★★

2 years ago

Kristy was amazing! She closed our house within weeks and was available every step of the way. She was extremely knowledgeable, professional, and candid. Would highly recommend.

Barbara Riley on Reach150

★★

2 years ago

Kristy just helped us refinance our house. The process was effortless and we will be saving 200 dollars a month.

Mike Savon on Reach150

★★

2 years ago

Love working with a fast response person like Kristy always professional and super helpful with any questions.

Jenna Fujitsubo on Reach150

★★

2 years ago

Kristy was a life saver and really made a difference. She and her team are so responsive, on top of it, and direct. She made the whole process so smooth! I would recommend using her in a heartbeat. She will be on your side, push your escrow through, and be completely communicative throughout the entire process.

Donovan on Reach150

★★

2 years ago

I’ve worked with Kristy before and just as before she has done an amazing job with my loan. She is very patient and diligent. Very knowledgeable as well. I will always work with her and recommend her to friends and family.