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Kristy Lee Ruhkala (NMLS #256835)

5.0
  • Mortgage Lenders
  • Roseville, CA

About this business

FinanceMortgage Lenders

Big Valley Mortgage, a division of American Pacific Mortgage Corporation NMLS #1850 : Licensed by the Department of Business Oversight Under the California Residential Mortgage Act. Equal Housing Opportunity. Founded in 1990, we are one of the fastest growing full-service mortgage bankers in the Sacramento and Central Valley areas. Our Goal - provide families with an opportunity to purchase a home by helping them secure the best possible loan at the most favorable rate and terms. We are committed to serving our customers a... read more

Location details

3000 Lava Ridge Court, Suite 220, Roseville, CA, 95661.0, United States

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WeekdayScheduleStatus
Mon9:00 a.m. to 6:00 p.m.
Tue9:00 a.m. to 6:00 p.m.
Wed9:00 a.m. to 6:00 p.m.
Thu9:00 a.m. to 6:00 p.m.
Fri9:00 a.m. to 6:00 p.m.
SatClosed
SunClosed
5.0168 reviews
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Steve Brown's profile image
Steve Brown 
3 years ago

Kristy and her team have done another excellent job with a mortgage refinance loan. We have used her expertise on a original purchase loan and two refinancing loans . . .each time lowering interest rates and loan term. Kristy is very knowledgeable and thorough to ensure that the overall mortgage loan application process goes smoothly from start to finish. I have and will continue to highly recommend Kristy to anyone needing a mortgage loan. 

Patricia Jones's profile image
Patricia Jones 
4 years ago

Kristy takes the stress out of the loan process. With so much knowledge of the loan process, Kristy is able to guide us with the least amount of steps to get us the loan we want at the interest we wanted. I don't know how she had the time but I always felt I was the most important person she was helping. I believe Kristy does this for everyone. I have recommended her to everyone I know who is looking to re-finance or set up a new mortgage. Thank you Krsity for all of your help! 

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Steve Brown 
4 years ago

Kristy once again did a great job on financing our loan. Previously Kristy financed our original loan 5 1/2 years ago and I contacted her regarding financing. From initial contact through the final steps Kristy communicated clearly our refinance options and what information was needed and when. Kristy is very knowledgeable, thorough and easy to work with, I would highly recommend Kristy for any financing needs. 

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Thomas Wiley 
4 years ago

I couldn’t have asked for a better person to work with, answered my calls when i had concerns or questions on the process. She helped through every step and she relieved the pressures of buying a home. Thank you so much, Kristy!! I would recommend Kristy 10 out of 10 times! 

Brenda Espeseth's profile image
Brenda Espeseth 
5 years ago

Kristy saved our lives!! We needed a plan to get out of debt. and Kristy came up with a refinance that fits our budget with money left at the end of the month!! I’d highly recommend her to anyone who needs more income and tired of working overtime and withdrawing from your 401k to cover bills. Kristy showed us 3 different directions to take and together we picked out the best with only a 3.75% interest rate! She also told us we could cancel at any time. Allan and I are so happy we turned to her, she knows her job, and has be... read more

Janie's profile image
5 years ago

To put it simply...Kristy is a rock star. She recently helped me with my home refinance, and it turned out that she was the best loan officer I could have hoped for. I tend to be a anxious person....but Kristy was always one step ahead of me when it came to having the information for me or addressing my concerns. She also sent me updates frequently, which broke the process down into manageable steps...making it a more simple task, which helped prevent the usual paperwork overload & overwhelm that I have experienced in the pa... read more

Gloria Franco's profile image
Gloria Franco 
5 years ago

I had the pleasure of working with Kristy on a few transactions. She worked diligently to get my clients approved for purchases. Her knowledge and communication is excellence. Kristy is a true professional in the lending industry! 

Mary Ann Jones's profile image
Mary Ann Jones 
5 years ago

Kristy was so efficient so knowledgeable and made this stressful process so much easier I would recommend her to all my family and friends she did an amazing job thank you Kristy for all that you did. I will definitely use her on my next transaction. 

Ashonda Davenport's profile image
Ashonda Davenport 
5 years ago

My husband and were 1st home buyers. Kristy explained the whole process and was very responsive with calls and emails. Loan closed on time! 

Frequently asked questions about Kristy Lee Ruhkala (NMLS #256835)

How is Kristy Lee Ruhkala (NMLS #256835) rated?

Kristy Lee Ruhkala (NMLS #256835) has a 5 star rating with 168 reviews. 

When is Kristy Lee Ruhkala (NMLS #256835) open?

Kristy Lee Ruhkala (NMLS #256835) is open now. It will close at 6:00 p.m.