Liberty First Lending's cover image

This profile has been claimed by the business owner or representative.

Liberty First Lending

4.1

About this business

Location details

18500 Von Karman Ave, Suite 550, Irvine, CA, 92612, United States

Get directions
WeekdayScheduleStatus
Mon6:00 a.m. to 7:00 p.m.
Tue6:00 a.m. to 7:00 p.m.
Wed6:00 a.m. to 7:00 p.m.
Thu6:00 a.m. to 7:00 p.m.
Fri6:00 a.m. to 7:00 p.m.
Sat9:00 a.m. to 5:00 p.m.
Sun9:00 a.m. to 5:00 p.m.
4.1371 reviews
Select a rating
Alex C's profile image
Alex C 
11 months ago

We see the letter in the mail stating that its a personal loan yet it should state that this is a consolidated loan for debt consolidation. The ad should not state personal loan. That is misleading and false advertising. 

Business response:

Dear *********,Thank you for sharing your feedback. We sincerely apologize if our advertisement caused any confusion. Transparency is extremely important to us, and we strive to ensure that all communications clearly reflect the services we offer.Our consolidated loans are designed to assist with debt relief, and we understand how the term "personal loan" might have been perceived differently. We appreciate you bringing this to our attention, as it helps us improve our materials for better clarity and accuracy.If you have fu... read more

Eduardo A's profile image
Eduardo A 
a year ago

Same as most other reviews here a complete scam to get your info to sell it to third party and then you get between 17 and 23 scam calls per day, I recommend do not call these people back and just throw letter in trash 

Business response:

Dear *******,Thank you for bringing your concerns to our attention. We take claims like these seriously and would like to clarify our practices. Liberty First Lending is committed to maintaining the privacy of our clients' information, and we do not sell or share personal details with third parties for marketing purposes.We understand how frustrating excessive calls can be, and we want to ensure that your experience reflects the standards we strive to uphold. If you suspect your information is being misused or have additiona... read more

Joshua P's profile image
Joshua P 
a year ago

They are using a bait and switch technique to get you to call them and give out your personal info!!they said I could qualify for a low fixed rate loan to get out of debt, but when I called and talk to them on the phone, I was told I did not qualify for a loan, but if I paid a lawyer instead they could lower my debt! I wanted to take out a loan in order to pay back the people I owe, and not put money into a lawyer's bank account!!!I know for a fact that they outlawed the bait and switch maneuver! 

Business response:

Dear ******,Thank you for sharing your feedback. We regret any misunderstanding or frustration caused by our services. Our goal is to provide clear, helpful options for debt relief, and we take concerns like yours ************ some cases, clients may qualify for a debt settlement program instead of a loan, as eligibility varies by situation. It sounds like we may not have clearly explained the options, and we apologize if this felt misleading. If youd like to discuss this further or have your information removed from our rec... read more

FRANKIE J's profile image
FRANKIE J 
a year ago

Very miss leading with their letters. Should be investigated on the falsehood on saying they loan money. 

Business response:

Thank you for sharing your experience. We apologize if our letters led to any confusion about our services. While we do offer debt relief solutions, we understand how important transparency is when explaining our options. Our goal is to help our clients make informed choices, and we value your feedback as it allows us to refine our communications.If youd like to discuss this in further detail or have any additional questions, please feel free to reach out to us directly at cs@lib1st.com.Sincerely,Liberty First Lending 

Stacy F's profile image
Stacy F 
a year ago

I received a letter in the mail that I was preapproved for a loan. I went to their website and put in the offer code and it said that someone would be calling me. When the phone rang and I answered, it told me to push 1 for help with my application. It then directed me to someone who told me that they are the people who send out the letters and not the people who process and help. This screams scam and now my phone rings off the hook to get the same loop and response. 

Business response:

Thank you for reaching out with your feedback. Were very sorry for the experience you described, as its never our intention to create confusion or disrupt our clients' peace with excessive calls. Our letters are meant to inform potential clients of available options, and we apologize if the process has not been clear.We want to ensure your concerns are addressed promptly. If you'd like, please contact us at ************* so we can assist with managing communications and answer any further questions you might have.Thank you f... read more

Steven G's profile image
Steven G 
a year ago

I have received unsolicited calls and letters about a loan consolidation which I never solicited and do not want based on my research of the company and the false claims in their letter. How do I get them to stop?****** G 

Business response:

Dear ******,Thank you for bringing this to our attention. We sincerely apologize for any inconvenience caused by our outreach efforts. At Liberty First Lending, we prioritize respecting the preferences of individuals regarding communication, and were here to ensure this is promptly ************ remove your information from our contact list, please send us a message at ************* or call us directly, and we will confirm the removal immediately. We appreciate your patience and understanding as we make these adjustments.Than... read more

RICHARD D's profile image
RICHARD D 
a year ago

I got out a magnifier and read the fine print , so no I pay like 1200 a month on card,s and doing so i,m nkocking down my debt . Thank,s but no thanks 

Business response:

Thank you for sharing your feedback. We understand that youve decided to continue managing your debt on your own, and we respect your decision. Our goal is always to help clients find the best possible path to financial freedom, and were sorry to hear that our program didnt meet your expectations.If you have any further concerns or questions, please don't hesitate to reach out to us directly at ************** Wed be happy to assist you and address any other issues you might have.Thank you for your patience, and we hope to im... read more

Juan Q's profile image
Juan Q 
a year ago

I received a letter in the mail from this company, Liberty First Lending. I called to see what else I needed to qualify for a loan since the letter said I was pre-approved. The lady who attended to me yesterday was completely unprofessional, treating me as if I didnt know anything about credit totally unprofessional. They asked me so many questions, even asking if I had a washing machine at home, how much I spent on cleaning products per month, etc., etc. How ridiculous all of this was. After all these questions, they told m... read more

Business response:

Dear ****,Thank you for sharing your experience with us. We sincerely apologize for the inconvenience and frustration caused during your recent call with Liberty First Lending. This is certainly not the experience we strive to provide to our clients.We take your concerns seriously, including the questions asked during the call and the long wait time you endured. Please rest assured that we are looking into the matter to ensure that it doesn't happen again.As for your personal information, we value the security of our clients... read more

fred W's profile image
fred W 
a year ago

Well, this/these reviews ANSWERED (or confirmed) my questions. This company, even as it states that they are not out to deceive a potential customer... THEY ARE! Their MAILING DOES STATE, and I Quote "We're pleased to inform you that you're pre-qualified FOR A LOAN (Emphasis on this) up to $23,000 with Liberty First LENDING (Again Emphasis on this) with a rate as low as 5.99%". (Reference Mailing received 09/12/24) In the second paragraph, THE HEADING, again states Quote "Our LOAN (Emphasis on wording) Could Completely Pay O... read more

Business response:

Dear ****,Thank you for sharing your feedback. We sincerely apologize for any confusion or frustration caused by the communication in our mailer. We understand how stressful dealing with debt can be, and it's never our intention to mislead anyone.Our goal is to offer solutions that may include debt consolidation programs, as well as partnerships with lenders like Americor and Credit9, depending on individual qualifications and needs. We strive to make this clear, but we acknowledge that the language used may have caused misu... read more

Frequently asked questions about Liberty First Lending

How is Liberty First Lending rated?

Liberty First Lending has a 4.1 star rating with 371 reviews. 

When is Liberty First Lending open?

Liberty First Lending is closed now. It will open at 6:00 a.m.