Sun West Mortgage Company, Inc. NMLS ID 3277's cover image

This profile has been claimed by the business owner or representative.

Sun West Mortgage Company, Inc. NMLS ID 3277

4.8

About this business

Location details

18303 Gridley Rd, Cerritos, CA, 90703, United States

Get directions
WeekdayScheduleStatus
Mon8:00 a.m. to 5:30 p.m.
Tue8:00 a.m. to 5:30 p.m.
Wed8:00 a.m. to 5:30 p.m.
Thu8:00 a.m. to 5:30 p.m.
Fri8:00 a.m. to 5:30 p.m.
SatClosed
SunClosed
4.87,171 reviews
Select a rating
Sylvia T's profile image
Sylvia T 
4 years ago

This company is a SCAM -forced you to pay appraisal fee $500 -would quote you a low rate then increase it during the underwriting process -would add fees during the underwriting process I recently try to refinance mortgage with Sun West/Low Rates. This is the third mortgage I have applied for and have never had an issue....I have excellent credit and good income. No red flags. Through a TEN MONTH tedious process they collected all my financial statements and would ask for irrelevant extraneous information such as utility bil... read more

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Brenda B's profile image
Brenda B 
4 years ago

They are the worst and lowest company ever! Their loan officer, Adam S***, talks a positive game but when it comes down to it the company has so many departments and no one can do anything about anything. It's always the other department or the management. Just like Krysta H**** the "relationship manager". She's in CA, and Adam was in AR. Also they used a local, to the state, appraiser, Lisa S**** with Equity Appraisal Group, Inc, in Palm Harbor FL, who had no idea of the neighborhoods in the Tampa area and went into the low... read more

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Dean M.'s profile image
Dean M. 
4 years ago

I applied to refinance in November 2020 , was approved early December. Process dragged on through February 2021 with requests for documentation I had already provided. Jacob W***** and LowRates / SunWest was not able to assign appraiser until February- when i learned LowRates would not extend the rate lock due to their delays. Loan Officer Jacob W***** and manager Chuck M******** very dishonestly claimed i was cause of delay (that i wouldn't schedule appraisal; untrue) and weaseled out of promised interest rate as prevailing... read more

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Zane T.'s profile image
Zane T. 
5 years ago

Completely wasted a month of my time claiming to "blow all other offers out of the water" only to continuously fight bogus fees and added costs. I was actually asked on more than one occasion to sign documents being sent to underwriters that contained the wrong numbers. The agent stated that he would correct the numbers after the loan was approved! 

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Mark W's profile image
Mark W 
5 years ago

An awful, time consuming experience. Very unprofessional - total clown show. Sean Kennedy dragged the process on for FOUR months and still had not gotten it down. My processor completely disapeared 3 months into the process and the new person forced us to start all over re-providing docs already provided weeks before. Then, after 4 months of waiting they demanded a 2020 P&L statement (I applied in Oct of 2020) which would have added another couple of weeks to get from my accountant. Never had a more frustrating experience. T... read more

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Zach's profile image
Zach 
5 years ago

Unprofessional, not courteous, no customer service, outdated technology platform, would not use again. 

Business response:

In accordance with Sun West Mortgage Company, Inc. ("Sun West") philosophy of customer first, Sun West always strives to provide the best possible service to all its customers. We regret any inconvenience the customer may have experienced.Sun West actively and deeply engaged with this customer and addressed all the concerns. We believe that this matter has been successfully resolved to the customers satisfaction. Our staff including our senior management will always be accessible to the customer for any additional questions ... read more

Mrs.ramos's profile image
Mrs.ramos 
5 years ago

Worst bank ever been trying to close on a house in puerto rico which its a va loan and we have been discriminaited by all means and lied to after telling us we were approved and were gonna close on the house on 2 seperate date they keep lieying to us and ran our credit 2 times worst bank dont use them 

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Marguerite M's profile image
Marguerite M 
5 years ago

We were already customers ofSun West mortgage. We decided to refi the beginning of November 2020 since wage rates were so low and use Sun West to do it. Here we are in the middle of January 2021 and their processing department has drug their feet on obtaining everything needed to complete our slam dunk VA refi for us. They have taken two months just to try to get a payoff on our second mortgage. I was just told today they’re still waiting on it, which tells me nobody has followed up on any of the items outstanding to be able... read more

Business response:

Sun West has not received the signed and notarized Consent to Disclose Complaint Information Form from the customer. As such, Sun West has provided a detailed response along with any supporting documentation only to the customer. 

Abhi's profile image
Abhi 
5 years ago

I recently tried to do a mortgage refinance through ************, which is actually Sun West Mortgage. Beware of both companies. My appraisal was severely undervalued even though the property is brand new and appraised for a much higher value less than a year ago. Sun West was of no help whatsoever and their dispute "process" was to simply send supporting information back to the original appraiser, David T******* (CMA Appraisal, near Austin, TX), who then lowered the value again. The whole process was extremely unprofessiona... read more

Frequently asked questions about Sun West Mortgage Company, Inc. NMLS ID 3277

How is Sun West Mortgage Company, Inc. NMLS ID 3277 rated?

Sun West Mortgage Company, Inc. NMLS ID 3277 has a 4.8 star rating with 7,171 reviews. 

When is Sun West Mortgage Company, Inc. NMLS ID 3277 open?

Sun West Mortgage Company, Inc. NMLS ID 3277 is open now. It will close at 5:30 p.m.