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First Acceptance Insurance

3.9

About this business

Location details

3813 Green Hills Village Dr, Nashville, TN, 37215, United States

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WeekdayScheduleStatus
Mon6:00 a.m. to 8:00 p.m.
Tue6:00 a.m. to 8:00 p.m.
Wed6:00 a.m. to 8:00 p.m.
Thu6:00 a.m. to 8:00 p.m.
Fri6:00 a.m. to 8:00 p.m.
Sat8:00 a.m. to 5:00 p.m.
Sun8:00 a.m. to 5:00 p.m.
3.92,213 reviews
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Shannan C's profile image
Shannan C 
a week ago

This has been the worst insurance "company" I have ever had to deal with. One of their insured hit my PARKED vehicle in a lot they should not have even been in. I had to have my car towed and need a rental and have yet to receive the promised adjuster call. I have called 10 times in the last 24 hours. This place is a JOKE 

Business response:

*******, please email your claim # to reviews@firstacceptance.com so we can reach out to claims for an update. Thank you! 

Cody T's profile image
Cody T 
a week ago

This First Acceptance (or Hugo) is a joke of an insurance company. Talked to an adjuster last week about one of their drivers that rear-ended me. Adjuster ******** ***** said she would call me back the same day as a claim had already been started. LIES. Didn't call back. So I called, left voicemail. Nothing. Called back next afternoon. Crickets. Had a lawyer call 3 separate days. Nothing. So having to file my insurance after being without a vehicle for 2 weeks. My adjuster calls then suddenly Ms. Miles finally calls me back ... read more

Business response:

Thank you for your feedback. Our records indicate that the other driver not have an active policy at the time of the incident. Both policy start times and police reports are time stamped to ensure accuracy of coverage. With no active policy at the time of the collision, there is no coverage available to either party at this time. We apologize for the inconvenience. 

Jill L's profile image
Jill L 
a month ago

I have a claim due to a policy holder wrecked into my car. It has been 2 weeks and there has been no call backs. This is unnacceptable due to me being out of a car and lost wages due to missing work. I have reported the insurance company to the ohio department of insurance and also getting my lawyer involved. This is absolutley ridiculous and should be illegal. My claim #********** and my email is ********************. I expect a prompt response 

Business response:

Thank you for your comments. These concerns were escalated to the Claims Department after we received your email and an adjuster last spoke with you on 8/13/26 to discuss next steps. If you need additional assistance, please email us at ***************************. Thank you! 

Amy F's profile image
Amy F 
a month ago

Horrible business to deal with when your a Customer of a Claim that the accident was caused by one of their Clients that hit me its their Clients fault per police report. This company can not come to a decision to pay for my vehicle to be fixed with the Body Shop. It's been in the Shop since May and no one cares at First Acceptance. This business is a waste in society. A waste of time to even exist. Pathetic company. 

Joe R's profile image
Joe R 
a month ago

I have been waiting since October 19th 2025 to have my vehicle repaired, at this point I can not even get a call back from their claims department so that I can speak with someone regarding the status. Extremely dissatisfied with First Acceptance Insurance Company. *** * 

Business response:

Thank you for your comments. Please email your claim # to ***************************and we will escalate this to leadership. We look forward to hearing from you. 

Bruce F's profile image
Bruce F 
2 months ago

June 16 2026, was hit by one of there insurance policy holders. like all other reviews they don't answer the phone. or they put you on hold for hours. The CEO is a retired Air Force veteran. I am having trouble believing this. Integrity is one of the core values. I know this because I am an Air Force veteran. I have contacted my insurance company. (a real insurance company) And my truck is being fixed. First Acceptance insurance is a scam and should be investigated for bad business conduct and put out of business. One more t... read more

Business response:

*****, we're sorry to learn that you've had a negative experience. Please email your claim # to *************************** and we'll be glad to provide you with an update. We look forward to hearing from you. 

Navid S's profile image
Navid S 
2 months ago

Filed third-party property damage claim (#**********) after their insured rear-ended my wife's vehicle on April 7, 2026. The other driver verbally admitted fault at the scene. First Acceptance denied liability on April 30, 2026 with no factual basis and no explanation. After I filed a formal written dispute (delivered by certified mail May 14), a Texas Department of Insurance complaint (#******), and a Small Claims lawsuit (Cause #*********** in Williamson County JP Precinct 1), the company finally reversed its denial and ac... read more

Connor T's profile image
Connor T 
3 months ago

This company is 100% the worst insurance company out there you cannot convince me otherwise. First off, the wait times for calls are INSANE. If you don’t call them bright an early in the morning, you will be left on hold for at minimum 30-45 minutes. It happens every time. Then, I have experienced random increased charges multiple times now where I had to talk to “endorsements” and they take FOREVER to figure out what’s happened. Another thing, I’ve asked them to change my address twice now since I’ve moved and nothing has b... read more

Leslie B's profile image
Leslie B 
3 months ago

****** * On April 20, 2026 A First Acceptance policy holder ran through sections of fencing, running over multiple shrubs, also damaging edging,sprinklers,grass and lighting. Driver left the scene and turned themselves in at a later time to police. Obtained insurance information and spoke with ******, who assured me an adjuster would call w/in 48 hrs. Waited a week:No call-no visit. Follow up call went to another rep that requested more information, which I was sent. ******was to call— no call after another week. On my next ... read more

Frequently asked questions about First Acceptance Insurance

How is First Acceptance Insurance rated?

First Acceptance Insurance has a 3.9 star rating with 2,213 reviews. 

When is First Acceptance Insurance open?

First Acceptance Insurance is closed now. It will open tomorrow at 8:00 a.m.