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RateGenius
- Auto Loan Providers
- Austin, TX
About this business
Location details
9300 United Dr, Ste 180, (Spicewood Springs Road), Austin, TX, 78758, United States
Get directions| Weekday | Schedule | Status |
|---|---|---|
| Mon | 7:00 a.m. to 8:00 p.m. | |
| Tue | 7:00 a.m. to 8:00 p.m. | |
| Wed | 7:00 a.m. to 8:00 p.m. | |
| Thu | 7:00 a.m. to 8:00 p.m. | |
| Fri | 7:00 a.m. to 8:00 p.m. | |
| Sat | 9:00 a.m. to 6:00 p.m. | |
| Sun | Closed |
I recently applied and was accepted within 24 hrs. The ONLY insurance they tried to sell me was the gap insurance due to the high price of the vehicle. All the paperwork was done through ups and my rate was MUCH lower than my existing rate. My note dropped $140.00/mo!!!! I am Very satisfied.
Horrible very disappointed Horrible. After filling out app and getting approved very different then what I applied for. Then told the pre qualification is what I could get. I end up getting a rate the same of what I was paying.
Don’t believe the quotes!! Hard pulls for nothing! I was quoted to refinance on Credit Karma much much lower than what was offered. Offered me the same rate I currently have! Hard pulls on my credit for nothing!!
Absolute garbage Absolute garbage, terrible rates and terrible customer service, run!
DO NOT EVEN CONSIDER USING RATE GENIUS! They promise you they will get you the rate they offer and then once approved and they pull a "hard inquiry" they come back with a ridiculously high rate! Then got annoyed I didn't want to refinace my auto loan with a rate 3 points higher than my current rate. It's a scam!!
They are only a middle man. Rate Genius said I was approved and then I get a letter from the lender that I was denied
They draw you in with promise of low rate run hard credit on you and do not come close to offer on KC. 800 score by the way
Stay away. Don’t listen when it says it will lower you interest rate with their offers. Went through the process after it said I could lower my rate by 2%. My credit score is over 800 and they came back with a rate higher than what I am currently at - oh but they added GAP insurance which I didn’t ask for anyway. Scam don’t bother.
Falsos
Frequently asked questions about RateGenius
How is RateGenius rated?
RateGenius has a 4.5 star rating with 15,555 reviews.
When is RateGenius open?
RateGenius is open now. It will close at 8:00 p.m.