RateGenius

Anonymous 

on Creditkarma

13 years ago

Happy Customer Was thrilled to get a loan refinanced and drop by 4% points over the course of the loan. My loan specialist was friendly and located in my city so I was able to go to the office and review the paperwork in person. They saved me time and money. They followed up on my questions regarding additional payments and I was happy with the process. 

Anonymous 

on Creditkarma

13 years ago

nolongerupsidedown After paying off 2 vehicle loans over 4 years at 22% with excellent payment history, I purchased a new vehicle in 2-2012 and recieved a rate of 14.73 from the dealers lender(RoadLoans). On 1-2013 I purchased a second vehicle for my wife, and although I had a year of perfect payments I get stuck with a rate of 18.24 from the dealers lender (Regional Acceptance). In June I used Lending tree to get the first vehicle refinanced and one of the options was my current lender at a higher rate. Anthony at Rate Geni... read more

Anonymous 

on Creditkarma

13 years ago

Surprised they dont have higher reviews!. My review in a few words are FAST, Super easy and very responsive! I am building my credit back from a bk discharged almost two years ago and was surprised they gave me 5% rate. I love dealing with businesses like this! Save me money and make it so dang easy! I didnt have to send income docs either! All done in a matter of days and before my next payment. I sent an email question to two different reps and both replied within minutes to my question! I dont know if my case is unusual b... read more

Anonymous 

on Creditkarma

13 years ago

RateGenius is a very good option.. I have used RateGenius twice for loan refinancing. I am in the market for another vehicle and will use tthem again. Friendly and helpful. They got my refi interest rates down a lot. Almost in half! Highly recommended. For those who complain about credit inquiries... How do you expect them to get you approved without running your credit through banks or credit unions??? Seems like a silly complaint from some of you. 

Gwillia4 

on Creditkarma

13 years ago

Great service, Great advice Being new to the re-finance part of everything, I was a little skiddish. I was able to gain trust with rate genius and Kurt Mullick and Sasha Allen-Creamer did a very outstanding job with making sure the loan got funded properly and everything was organized and submitted. Definitely go through Kurt Mullick, he really worked on making sure that my financial situation would be for the best. 

SusanHSG 

on Creditkarma

13 years ago

Great Experience applied this afternoon. approved this evening. interest rate was 16.43%, now itis 2.99% !!! savings of 146 permonth. impressed with these guys! 

Anonymous 

on Creditkarma

13 years ago

Great Company!. I found Rate Genius to be very helpful and was surprised by the other reviews. I recieved a letter in the mail stating they could lower my interest rate. In one day, I was pre approved at MORE THEN HALF my current interest rate. The rest of the process went very smoothly and they seemed very professional. 

Anonymous 

on Creditkarma

13 years ago

Quick, Courteous, and saved me THOUSANDS I purchased a 2005 Nissan Xterra a few years back and because of my husband's lack of credit and my meager income we got slammed with an interest rate of 17.9%. My company currently works with RateGenius on a regular basis, so I thought I would submit an application for refinance based on my knowledge of all the people they help every day. I recieved a call back the same day, and since I was now working (and not interning) they were able to offer me a rate of 4.75% saving me around 50... read more

Anonymous 

on Creditkarma

13 years ago

great experience easy process, very communicative. Refinced a Jeep Liberty that was through Chrysler (TD Autofinance).... rate went from 9.75 to 5%...payment dropped $106.00 per month without any additional months added to the loan. Even received a follow-up email to ensure I was satisfied.